JPMorgan Chase Credit card department,
Closing/Cancelling account Illinois
I have been using Chase Freedom credit card since -/-/-. However, my transaction on existing magnetic tape card ( without the chip ) was declined -/-/- and was given the reason that I needed to use the chip enabled card which i have n't received from Chase neither have I received any communication for the closure of existing card. There are two points which I would like to highlight:1 ) When i called the chase customer service -/-/-, I was told that I activated the new chip enabled card -/-/-. However, i have not done that and which was later acknowledged by another customer service representative. I asked to formally lodge a complaint against why i was provided wrong information which was declined and was told a letter will be sent to me stating my existing card has been - and I would not be able to make transaction when i use the new chip enabled card2 ) Until and unless I receive the new chip enabled card, how am I suppose to use the new card which should have been verified by Chase before declining transactions on my existing card? I was embarrassed today morning when i tried using my existing card which got declined and could not shop as i just had Chase Freedom card with me. I do understand the enhanced security function of chip enabled card but the customer be notified and consumer should have verified the receipt of the new before implicitly declining transactions. I would urge CFPB to look into it and take appropriate action against banks to implement the new chip technology in proper method where the consumer does n't suffer.
JPMorgan Chase customer in Illinois
Sep 30, 2015
* Source: CFPB Complaint Database
JPMorgan Chase response to complaint:
Closed with explanation
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.jpmorganchase.com/ |
Phone | (212) 270-6000 |
[email protected] | |
Address | 270 Park Ave Fl 12 New York NY 10017 |
JPMorgan Chase | |
JPMorgan Chase |
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