JPMorgan Chase Debt Collection Complaint

JPMorgan Chase Debt collection department,

Other (phone, health club, etc.) Communication tactics Threatened to take legal action Texas

Back in - I disputed a debt from - - on the account -. Once verification was received I requested the account taken out of dispute. I have sent multiple letters and have made multiple phone calls to remove the dispute and dispute verbiage form my credit report. Each time I am assured the dispute is removed only have it placed back on my credit within two weeks. Each time I call - funding I am told the dispute was added due to the credit bureau. So therefore a few weeks ago I had - of the credit bureau 's call - way with me on the phone on a recorded line that - should be able to provide. They verified to the credit bureau the account was not in dispute. Yesterday the dispute verbiage showed up again and again - told me it was the credit bureau and specifically referenced Equifax. I called and spoke to - at Equifax who confirmed it was not her company that requested it. She then saw all my contacts and suggested I file a formal complain through the FTC. I have been told this is a way to hold my credit hostage to try to get me to pay the debt because the company knows that due to new FHA guidelines a dispute will hold up a closing of a home. This should be an illegal practice. Per Equifax they have once again removed the dispute and I have once again put it in writing for - - that this account is NOT disputed. We went through a tragic circumstance with my son who is now on - and this continued stress inflicted by this company should be dealt with. Thank you very much!