Automobile Acceptance Corporation Debt Collection Complaint

Auto Disclosure verification of debt not disclosed as an attempt to collect

Automobile Acceptance Corporation Debt collection department,

Disclosure verification of debt Not disclosed as an attempt to collect Georgia

I sent a CERTIFIED letter of dispute to Automobile Acceptance Corp. on -/-/2015 and demanded a validation of debt. I was asking for the proof regarding the debt that I owe and verifying it. I have a signed Receipt from Automobile Acceptance stating that they received the letter on -/-/2015. On - -, 2015 I sent another CERTIFIED letter stating I do not believe I owe what they say I owe and in accordance with the FAIR DEBT COLLECTION PRACTICES ACT, 15 USC 1692g SECTION809 ( B ) Validating Debts, that this matter is closed since they failed to respond, I assume that they were unable to validate the debt. I contacted ( - ) - ext - or - ) the collections department on -/-/2015 and spoke with - ( front desk ) @ - ; - whom transferred me to - and I got the voice mail, I called right back spoke with a - ( front desk ) on -/-/2015 @ - who transfer me to - - in collections on -/-/2015 @ -. I explained that I needed to speak with someone in compliance regarding a debt validation that needed to be deleted from my credit


I hand delivered them into the office located at - - - - Ga - at the payment center and they were signed and received by - - on -/-/15 @ -. I received a phone call from - - - - Collections manager on -/-/2015 - that lasted 14mins and 40 secs. I advised him that the Account with his collection was not validated with in the 30 day period and I wanted this matter resolved by having it deleted ASAP. He replied by telling me that he had just sent out a letter to me yesterday in reference to my letter dated - -, 2015. I also advised him of the FAIR DEBT COLLECTION PRACTICE ACT, 15 USC 1692g SECTION809 ( B ). AND TOLD HIM THAT IF HE DIDNT COMPLY THAT I WAS GOING TO REPORT VIOLATIONS OF THE LAW TO MY STATE ATTORNEY GENERAL, THE FEDERAL TRADE COMMISSION AND THE -. His reply was go ahead. He later said he would get back with me on Monday -/-/2015 after he spoke with someone to see if I was right.

Automobile Acceptance Corporation customer in Georgia
Aug 20, 2015

* Source: CFPB Complaint Database

Automobile Acceptance Corporation response to complaint:
Closed with explanation

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