GE Capital Retail Credit Card Complaint

GE Capital Retail Credit card department,

Delinquent account North Carolina

Obtained Credit Card from Lowes to purchase Washer & Dryer. Credit Card turned out being a Synchrony Bank Card. Original Balance at time of purchase was $1500.00. Since - 2014 I 've paid $1100.00. Synchrony Bank is still showing a balance of $1400.00. I have paid more than the minimum payment each month. They count payments as late even though I have paid ahead each month and have paid more than the minumum, and hit me with an additional late fee each month. In adddition they have reported my account as late to the credit bureaus. I 'm sure that I 'm not the only - they are doing this to and a cnother class action law suit needs to be filed, but I 'm not sure how to do this or find out if there is - I can join. I have tried calling Synchrony but they just continue to hang up on me and insist tat they can do what ever their policy says they can do apparently regardless of whether or not it is legal, ethical, or immoral.