BMO Harris Mortgage Complaint

BMO Harris Mortgage department,

Conventional adjustable mortgage (ARM) Credit decision / Underwriting Illinois

I applied for a - mortgage with BMO Harris ( 25 % personal cash down payment ) and was denied given the reasons of Limited Credit Experience '' and Unable to Verify Income. '' I have a - imperial score, provided all information requested including source of funds, -, and employer letter with my start date of -/-/- that included compensation. I have history of credit cards paid in full, vehicle loan, as well as continuous employment since graduation from - in -/-/- and after a 1 Yr - from - University in -/-/-. I feel my application was denied because of racial discrimination as an - - female and the bank is scrutinizing applications from -, IL unfairly. Whereas in contrast, people with similar paper profiles ( education, income, credit score, employment history etc. ) are not denied in suburbs where the majority of the population is - and the applicant is also -.