Review and analysis of over 15 complaints against BMO Harris
BMO Harris consumers have reported over 15 official complaints related to Credit decision / Underwriting. Out of the 15 consumer complaints against BMO Harris, 27% were disputed by the consumer (i.e. the consumer was not happy with how BMO Harris responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against BMO Harris resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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BMO Harris Mortgage credit decision / underwriting September 8, 2016 - My loan was transferred or sold to another mortgage company and it shows on my credit as a collection account, paid status not reported by all bureaus. Due to this my credit score is lower and I received a higher interest rate when I refinanced.... |
BMO Harris Mortgage credit decision / underwriting August 29, 2016 - I applied for a home mortgage loan with BMO Harris Bank N.A . I chose this financial institution because they are listed as - of the few authorized lenders for the 1st Home Illinois program offered through - I am a - - - - - male. I have a - credit score, a 0 % debt to income ration, and am on a fixed income through social security. I was pre-approved in -. I have had no change to my income, credit score or debt ratio from the time I was originally pre-approved. In - 2016 BMO Harris requested that I pay a $490.00 dollar application fee. After I paid the fee they... |
BMO Harris Mortgage credit decision / underwriting August 21, 2016 - I have applied for HARP Refinance with BMO Harris Bank. I was told you are eligible for HARP Refinance by Loan Officer. And gave me closing cost around $1100.00 and 3.75 % 20 year. But Bank processed my application as conventional loan. And in closing statement they charge huge amount of money. I did n't close my refinance loan. I asked for refund $490.00 which they charge for deposit but no response from bank.... |
BMO Harris Mortgage credit decision / underwriting July 15, 2015 - I applied for a - mortgage with BMO Harris ( 25 % personal cash down payment ) and was denied given the reasons of Limited Credit Experience '' and Unable to Verify Income. '' I have a - imperial score, provided all information requested including source of funds, -, and employer letter with my start date of -/-/- that included compensation. I have history of credit cards paid in full, vehicle loan, as well as continuous employment since graduation from - in -/-/- and after a 1 Yr - from - University in -/-/-. I feel my application was denied because of racia... |
BMO Harris Mortgage credit decision / underwriting July 14, 2015 - On or around -/-/-, I applied for a mortgage loan to reduce my mortgage payment at BMO Harris Bank - Illinois - - location. I talk with - - ( - ). I sign a paper so I could start the application process and for him to Pull my credit report at which time I had told him I had file for bankruptcy in -/-/-.He said that did not matter, because they 're doing this new program, where I get a grant to pay closing cost for $1000.00. This sounded good. Made an appointment, I gave him copies of my Bank statements for 2 months current copy and current copies of my mortgage st... |