TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Account opening, closing, or management New York

Have had TD Bank - checking for - years maybe - from -/-/- til -/-/-. What made me breakup my relationship with them is that, usually when I deposit a check, I have either 50 to 70 % of that paycheck available and onetime I when to buy transit fare, they charged me for overdraft despite the money was there and available, this continued - or - more times without my balance ever dropping to $0.00 balance. The fee 's would multiply and pop-up and cleaning me out. So I tried cutting my ties and these ridiculous penalties they pressed upon popped up and I was n't happy and just opened another account with a local bank. They closed my account after a week or - without me being able to settle and I was reported to -. I settled my balance with them after a month but I can not open any new accounts, not even with my wife 's name attached as a joint holder. I just moved and my current bank is nowhere near my home and i have to spend either - minutes to an hour after my - shift to deposit or withdraw funds or wait til I 'm visiting my sister 's home and making a quick stop to check my account.