Ditech Financial LLC Mortgage Complaint

Ditech Financial LLC Mortgage department,

Home equity loan or line of credit Loan modification,collection,foreclosure California

We lost a house in -/-/-. We had a HELOC on it. The HELOC sold the debt to Green Tree Servicing recently and Green Tree has parked the old debt on our credit report stating the date of last activity was in -. We have not made any sort of payment on this debt since early -/-/- when we started to loose the house and were negotiating with the - lien holder to try to modify our home. I 've disputed the debt with Green Tree. The statute of limitations on this debt was 4 years and the 4 years passed in -/-/-. We were never sued for this debt and no judgements have been issued. We have not made any payments on this debt since -/-/-. Our true date of last activity was sometime in - or -/-/-. This is more than 7 years old and should no longer be shown on our credit report. The foreclosure from the - lien holder is no longer showing on our report. Green Tree is trying to Bully us into paying an old debt by reporting to the credit agencies that it is more recent than it actually is. I have disputed it with Green Tree and they just sent us paperwork from the original HELOC and the date the HELOC was charged off by the original creditor. Green Tree shows copies of letters sent, however, we never received them. If we did, we assumed they were credit offers and shredded without opening them.