Wells Fargo Credit card department,
I have been paying my Dillard 's credit card online with my same bank routing number and account number I had inputted into the online pay system and saved in the online pay system since -/-/2014. The servicing on the credit card changed from - - to Wells Fargo sometime in - 2014. The online pay system information was still the same and my access username and password was still the same. I did n't change any information I had inputted into the system. I never had issues with - - when they were servicing the card, but when it transferred over to Wells Fargo, Wells Fargo did not notify me that my payments were not going through and being applied properly. I kept trying to pay online and I would see the money ( payment ) as pending in my checking account, but then disappear and not be deducted after a - of days. Wells Fargo was not taking the money out of my checking account even though my bank routing # and account # information was the same. I did not notice this until I got a letter months later saying my account was closed for being in serious delinquency and when I purchased my new car in -/-/-, the dealer pulled up my credit score and I had no idea why it was low. It was n't until I checked and it was due to this affecting my credit rating as well. I have attached -/-/- -/-/2014 's statements so that you can see how they were not applying my payments and did not notify me of this at all. I am still paying my credit card because I do not want this to continue affecting my credit.
Wells Fargo customer in Florida
Jun 24, 2015
* Source: CFPB Complaint Database
Wells Fargo response to complaint:
Closed with monetary relief
Submit a complaint with the Consumer Financial Protection Bureau today
File ComplaintWebsite | http://www.wellsfargo.com/ |
Phone | (866) 249-3302 |
[email protected] | |
Address | 420 Montgomery St Frnt San Francisco CA 94104 |
Wells Fargo | |
Wells Fargo |
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