JPMorgan Chase Credit Card Complaint

Credit card protection / Debt protection

JPMorgan Chase Credit card department,

Credit card protection / Debt protection Oregon

I contacted Southwest Chase by phone on -/-/-, and requested to pay off the highest interest balance ( cash advance ) -. Cash Advance Balance is $3200.00 and 19.24 % APR. They refused to apply it to the highest interest balance. I paid $1200.00 online. According to the Credit Card Law of -/-/-, regarding Higher interest balances paid first : When consumers have accounts that carry different interest rates for different types of purchases ( i.e., cash advances, regular purchases, balance transfers or ATM withdrawals ), payments in excess of the minimum amount due must go to balances with higher interest rates -. A common practice in the industry had been to apply all amounts over the minimum monthly payments to the lowest-interest balances - - thus extending the time it takes to pay off higher-interest rate balances. '' My minimum payment due was $280.00. My total balance was $14000.00 on the - billing statement.

JPMorgan Chase customer in Oregon
Jun 23, 2015

* Source: CFPB Complaint Database

JPMorgan Chase response to complaint:
Closed with monetary relief

Created with Highcharts 4.2.3JPMorgan ChaseComplaint HistoryComplaints12/20111/20122/20123/20124/20125/20126/20127/20128/20129/201210/201211/201212/20122/20133/20135/20136/20137/20138/20139/201310/201311/201312/20131/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/201502.557.51012.5Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3JPMorgan ChaseCredit card protection / Debt protection67.9%14.8%3.8%5.7%7.2%0.5%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageCredit card protection / Debt protection0.4%52.4%26.6%7.8%5.5%6.7%0.3%0.2%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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Contact JPMorgan Chase

http://www.jpmorganchase.com/
(212) 270-6000
marianne.lake@chase.com
270 Park Ave Fl 12
New York NY 10017
JPMorgan Chase
JPMorgan Chase

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