TD Bank Bank Account Or Service Complaint

TD Bank Bank account or service department,

Checking account Problems caused by my funds being low Massachusetts

As of - - of my checking accounts had a balance of $ - - a - - debited $18.00 from that account leaving a balance of negative $15.00. The same day, after work at about -, I went directly to a TD Bank ATM and deposited enough cash ( $16.00 ) to cover the negative balance. I received a receipt dated - with a current and available balance of $0.00. The following day I checked my account to find that:1. TD Bank assessed a $35.00 overdraft fee2. TD Bank returned the - transaction ( as if it had not been covered by the deposit ) 3. TD Bank dated the cash deposit - not - despite it being just $ -My understanding of TD Bank 's own funds availability policy is that any deposit made before - will be credited the same day, and any deposit made after - will be credited the following day. However, the policy also clearly states that the first $100.00 of the deposit will be made immediately available ''. And that was reflected on my receipt dated - where the deposit was applied toward the account balance. However, TD Bank 's actions on - suggest otherwise.