JPMorgan Chase Consumer Loan Complaint

JPMorgan Chase Consumer loan department,

Installment loan Taking out the loan or lease Arizona

I went into my local chase bank in -, AZ to speak about getting a credit card which would be tied directly to my checking account since the bank is charging me - each time they pay for a charge I make if funds are not available. Each month for over a year, I have been charged at least - to - overdraft charges which adds up to over - a month. We applied for the card and it was denied. They said I had poor credit and refused to give me a credit card or account up to - that could cover any charges I might incur. I think this is discriminatory and unfair banking practices since I applied for a loan online with liberty bank and received an automatic loan for -. Immediately! Yet my own bank which makes - of dollars per year off of my checking acct refuses to give me a credit card limit up to - to cover overdraft fees. I have been paying the fees yet they said my credit is poor.To me this is ridiculous practice. It does not make sense for me as a consumer to continue to pay the bank


- was refused. To me, this is also discriminatory. Why would they not pay a person 's car payment which is necessary for the persons work and go ahead and pay for the cup of coffee? To me it is all about how much money they can make off of my account. I have explained this to the bank manager, I have called their - number to discuss the over use of their of the - fee and their discriminatory practice, yet they refused to deal with a simple solution because I have poor credit. '' Yet they continue to rob my bank account with - a month payments and their whim. Please investigate this policy and determine if there is anything I can do. I am just a middle class citizen who works long hours and am trying to survive.