Financial Asset Management Systems, Inc. Debt Collection Complaint

Financial Asset Management Systems, Inc. Debt collection department,

Federal student loan Disclosure verification of debt Right to dispute notice not received Arizona

Over a period of a year the following occurred: Dishonestly told me they could not establish a payment plan unless I made a down payment and committed to a monthly payment I couldn't afford. Threatened that if I didn't begin. Along these payments they would garnish my wages. Omitted multiple requests to change my address, leading to never receiving ability to dispute an administrative wage garnishment. Placed administrative wage garnishment while not allowing my fair right to dispute. Despite their unlawful methods of implementing my garnishment, I attempted to set up loan rehab and on -) occasions of providing the requested info, I was told they never received it. And after (6) months of compliance, I was told these payments were not considered adequate since they never received my documentation. They would consider restarting the program after I finally requested I would no longer comply unless all contact was in writing and requested verification of what my balance was based on, since it doesn't match my loan info. They claimed this was a cease and desist, and would no longer deal with me or provide me with any additional information. Despite $- in the funds they've recovered my balance has not gone down. To date they still reflect me owing the, a balance of $-. They have yet to provide adequate information breaking down the costs my debt they claim I owe. The info that was provided to me, only accounts for approx 30% ($-) of the balance they claim I owe them ($-). Finally after months of attempting to dispute the garnishment they finally rescinded it after I filed a complaint the myeddebt website. I provided hardship paperwork, however FAMS, nor their special accounts will discuss my account. I was directed to contact my Ed debt, Whom directed me back to FAMS, despite explaining their refusal.