M&T Bank Mortgage Complaint

FHA mortgage Loan servicing, payments, escrow account

M&T Bank Mortgage department,

FHA mortgage Loan servicing, payments, escrow account New York

In - 2010 I got a mortgage through M & T bank on a home thatneeded some repairs so I took extra money out to do repairs thebank told me it would make my loan go faster if I got a contractorsquote I asked them several times if I could still do the work myselfwith a contractors quote they told me yes well needless to say itdid not turn out that way after the closing I never received any of theextra money. I could not live in the home until these repairs wheredone and the bank knew this. - years ago the bank tried toforeclose on me I got a lawyer and we went to court the judge toldM & T they had to redo my mortgage at the original purchase price. My lawyer sent M & T everything they needed to redo the loan. A month later my lawyer calls me and says M & T sent him a letterstating that they did n't get everything they needed but did not tellhim what we where missing when he called no one got back to him. Now I have to go through this again and I must say I 've had enoughM & T to this day has yet to send me a mortgage statement. Now theysold my mortgage to - and I have called them and left messageand no one calls me back. I have e-mails from M & T about getting the extra money I borrowedI have - that says they mailed my check out when I did n't receive itI called the lady and she told me that e-mail should of never went outif that 's the case why was it even typed up and sent. At this time I have no idea of where to turn. Although I am sure I shouldbe able to sue M & T for predatory lending.

M&T Bank customer in New York
Jun 05, 2015

* Source: CFPB Complaint Database

M&T Bank response to complaint:
Closed with explanation

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