JPMorgan Chase Student Loan Complaint

JPMorgan Chase Student loan department,

Non-federal student loan Can't repay my loan Washington

In 2005, I went to - - -. They directed me to Bank One JP Morgan Chase for private student loans. JP Morgan Chase approved, over the course of three years, - $30000.00 loans for a total of $90000.00 to a borrower with stated income of $24000.00 per year with a cosigner who also made $24000.00 per year. The monthly payments for these loans is $410.00 each, for a total of $1200.00 per month. My income, after taxes, was around - per month. The debt to income ratio would have been 77 % not including paying for a roof over my head and other necessities. In making a decision for approving a loan, the lender can not assume any other factor other than the stated income of the borrowers. - - - cancelled my program before I could graduate. As a result I, of course, defaulted on the loans. They have been turned over to - - -, a debt collection agency, that took me to court without informing me and got a default judgment in - County, WA for a debt now for over $150000.00. I have been terrorized by those debt collectors for ten years. I literally see a psychiatrist for stress and anxiety due to this situation and I can direct you to his contact information if you require proof of that.