Transworld Systems Inc. Debt Collection Complaint

Transworld Systems Inc. Debt collection department,

Federal student loan Communication tactics Threatened to take legal action Pennsylvania

On - - - threatened to garnish my wages when I offered a $5.00 payment outside of the rehab program I had been deceived by - - - into accepting ( though I never signed their papers ) In - -, I agreed in principle -, who convinced me by saying they would backdate it to start a year ago ( since I had already been making the $ -/month payments, saying that I could 've even done it at $ -/month with my income and expenses. However, each time they sent the paperwork it never showed the backdate, so I never signed it or returned it. Another problem with the - is they were no longer willing to set up my payments with my pay schedule from work, but insisted on the same day each month. He initially placed it too early in month, but did later say fixed it till end of month, but they would n't accept future payments when I attempted to make them. Going back to - -, -, when I got on phone with - -, it was my - call in to the number - provided back in -. Now, - told me that it was n't the correct department, hence my issues getting through earlier. On top of that, like I wrote earlier, he threatened garnishment on me. This is the - time they threatened garnishment outsuide of their company policies and DOE regulations. I am trying to make payments, but this company continues to harass me and cause me undue mental anguish in trying to resolve these accounts. ( A little background here, these loans were less than half their current balance when I was in hardship deferral after college and was arrested in -, sent to prison in -. I feel that they are unjustly higher based on circumstances outside my control as no one advised me I had to renew the deferral annually and I did n't get mail until - in prison when they were already in default. )