Associated Bank Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt not given enough info to verify debt

Associated Bank Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Not given enough info to verify debt Wisconsin

In -, -, I received a Earnings Garnishment from the - Law Office. It was referring to a defaulted loan I supposedly had owed. I did not receive a Judgment from this law firm. I did however receive a Judgment for money from a law firm in -, Wi. on -. The amount was $18000.00. I sent a Validation of Debt letter to - Law Office, certified mail receipt, on -/-/-. I received the receipt from them on -/-/-. As of this day - Law Offices is not following federal law and has ignored my right to validation. I have not received anything. On - -, -, I receive a copy of Notice of Retainer and Surplus Proceeds signed by - - -, -. in -, wi. This is to - - Bank regarding a foreclosure I was under when the banks were committing mortgage fraud. My house was foreclosed in which I received compensation under the fraud lawsuit. From the paper work, Associated Bank filed the retainer against - - for money when the foreclosed house sold. Proving that the Associated Bank Loan was taken out with the home mortgaged through - - using the equity as collateral to secure the loan. I personally know the house was sold, I do not have any proof that Associated Bank had received any of these funds through - -. I am being refused any and all information in which I have a legal right to know. - Law Office states they were hired by Associated Bank to collect. I believe this is a false representation of who owns this debt. They are currently garnishing my wages without providing proof or even a Money Judgment from them from the court. I am not aware of the technicalities of a fraudulent mortgage loan on a house that was used for a equity loan?

Associated Bank customer in Wisconsin
May 23, 2015

* Source: CFPB Complaint Database

Associated Bank response to complaint:
Closed with explanation

Consumer disputes how Associated Bank handled their complaint

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