FHA mortgage Loan modification,collection,foreclosure
Quality Loan Service Corporation Mortgage department,
FHA mortgage Loan modification,collection,foreclosure California
On Monday, - -, 2015, I received a letter from Quality Loan Service Corporation ( Quality '' ) titled Debt Validation Notice '' with an - -, 2015 date, which stated pursuant to, and in compliance with the Fair Debt Collection Practices Act and the - Fair Debt Collection Practices Act ( FDCPA ) the notice allowed me to respond in writing within 30 days to dispute the debt. This notice also further stated Quality was a non-judicial foreclosure trustee and has been instructed to commence foreclosure proceedings against a property I own. I am unfamiliar the creditors named within the Quality notice and the debt amount that is claimed to be owed on this property different from my
day requirement of FDCPA regulatory guidelines. Concurrently, on - -, 2015, Quality agents executed order paperwork to process the foreclosure and on - -, 2015 Quality filed the documents with the Office of the Recorder in - - County with a Trustee Sale date of - -, 2015. This means that in 24 days, Quality sent the original notice than filed paperwork against me. Quality has violated several - -. - & - subsections. If Quality claims it filed the Trustee Sale and/or foreclosure order as a bona-fide error '' and overshadowed '' whether clerical, procedural or otherwise, then Quality must immediately cease and desist with the foreclosure proceeding of the property until this matter is rectified and resolved -. Quality must postpone the Trustee Sale immediately and Good Faith must be evidenced by stopping any further action whether non-judicial, legal or collection until it has complied with FDCPA requirements allocated to me by law. These actions are inconsistent and to the contrary of federal and state laws inclusive of those of the FDCPA. Conclusion, Quality has commenced, processed, signed documentation and have acted in malice, deceptively and unfair within no intent to honor the 30 day period before pursuing on any action against me. Quality has in fact unethically commenced in the collection of debt without VALIDATING THE DEBT -. This is negligence and a total disregarding for my lawful rights. Quality has not responded to my dispute, nor practice fair collection practices when they filed at the Office of the Recorder within less than 30 days from the date on the Debt Validation Notice, and several days prior the Quality agent signed the Order No. - and authorized the foreclosure.
Quality Loan Service Corporation customer in California
May 17, 2015
* Source: CFPB Complaint Database
Quality Loan Service Corporation response to complaint:
Closed with explanation
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