Toyota Motor Credit Corporation Consumer Loan Complaint

Toyota Motor Credit Corporation Consumer loan department,

Vehicle lease Managing the loan or lease Rhode Island

This duplicate case is in reference to complaint no. -. The attached documents are - credit reports pulled on - -, 2015 and - -, 2015. The - - report shows a total balance of $280.00 with an on time account, last paid in -/-/2015.In - 2015, the new report shows the following inaccuracies that show the Company BACKTRACKING information.The last payment shown is in - 2015 and the charge off is shown as disputed. I never disputed the charge with Toyota or any credit companies. I was working with the CFPB and can be quoted on an -/-/- call with TFS as having said so. Also, how can an account in 15 days, go from on time status to charge off with no notice or communication to me? The -/-/- bill was sent 15 days later and nearly five months after I returned the car to the dealership and reached out to them immediately, asking them for the balance due ( even though my - 2015 credit report showed $280.00 ). After months of TFS and the dealership telling me they are trying to figure it out '' they finally sent me the bill on - -, while at the same time without notice put me into collections. I should have had enough time to cut them a check. According to the Fair Credit Reporting Act, Consumer reporting agencies must correct or delete inaccurate, incomplete, or unverifiable information within 30 days. '' I want this removed from my credit. After that is completed, I will pay off the total balance owed on the account.