TD Bank Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

TD Bank Bank account or service department,

Checking account Problems caused by my funds being low Maine

There is a $70.00 overcharge that I am disputing. It derives from TD Bank 's having charged me $35.00 per debit when a debit induces a negative balance. I did overdraw the account on - -. I accept - $35.00 overdraft fee as appropriate. Debits are reconciled daily. There were - debits on - -, and they were made in order of highest to lowest. In so doing, they were done so as to have - of the - debits made against a negative balance, so as to induce - overdraft fees. If the biggest one was the last -, then there would have been only - debit against a negative balance therefore only - overdraft fee. Therefore, I have been overcharged $70.00 because - of the - overdraft fees were preventable by TD Bank. The likelihood that - transactions would be, if their order was chosen at random, ordered from highest to lowest is - in -. - use the protocol that if an event is less than - likely by chance, then the event can not be considered a chance event. Therefore, I am inferring that the ordering to maximize the overdraft fees is deliberate. If similar complaints have been received against TD bank, then proof of intent will be stronger than can be inferred from this complaint alone.

TD Bank customer in Maine
May 15, 2015

* Source: CFPB Complaint Database

TD Bank response to complaint:
Closed with monetary relief

Consumer disputes how TD Bank handled their complaint

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Contact TD Bank

https://www.tdbank.com/
(856) 751-2739
1701 Marlton Pike E
Cherry Hill NJ
TD Bank
TD Bank

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