Bank of the West Bank Account Or Service Complaint

Checking account Account opening, closing, or management

Bank of the West Bank account or service department,

Checking account Account opening, closing, or management Iowa

Good morning, In - I opened a checking and savings account with Bank of the West at the - - - branch in - - -, IA. On -/-/- I went to the -, IA branch at about - and - to close the accounts. I was given checks which I took to my new bank to deposit immediately. In - - I received a letter from Bank of the West stating that my checking account was overdrawn. On a Saturday in - my fiance and I went to the - branch which is closest to me to find out why I received this letter when my account had been closed in -. I spoke w/ a teller who stated that she remembered that I had closed the account in - ; the teller set me up w/ a personal banker. The personal banker said she would have to check with her manager to find out why it was n't closed and that they would cancel the $74.00 in fees to return my balance to $0.00. I received a phone call a few days later stating that the account is now closed and that it was an error on their


I stated that this was an ongoing issue and that I had closed the account on -/-/- and that I received this same call in -. I asked them to please resolve the issue once and for all. The employee who called me ( - ) said she would speak with her supervisor to find out why this is happening. I decided that afternoon when I got off work that I should go to my local - branch and find out why this is still happening. The teller remembered me from both - when I had closed the account and from - when she set me up with the personal banker. She went into the back to call the - - branch because she said that she could tell the account number originated there. She came back and told me that since the account originated there that the - branch could n't do anything about it and that the - - branch would have to handle the issue. I waited until Wednesday -/-/- for a phone call from - and never received one. I called the branch and explained the issue in brief and asked to speak with a manager but was told the manager was out for the day. I then asked to speak with - whom they stated was out of the office but would call me back later. Later in the afternoon I received a call from - stating that the issue has been resolved and her explanation was only that it was a computer glitch '' both times. I do n't believe that, because today I am still able to log into my online account for checking and savings ; I do see that they credited the checking account to get it back to a zero balance, however it is definitely not closed. I am aware that bank employees have quotas to meet and that closing an account counts against that quota, so this may be what is causing this issue. I also am unaware if they may be actually closing it then reopening it or what exactly. Could you please check into this? Do I need to contact the police to file an identity theft complaint? Thank you

Bank of the West customer in Iowa
May 14, 2015

* Source: CFPB Complaint Database

Bank of the West response to complaint:
Closed with explanation

Get Help

Get personal financial help today. Free tools, resources, and support you need.

Help Me

File a complaint

Submit a complaint with the Consumer Financial Protection Bureau today

File Complaint

Stop Phone Calls

Stop the phone calls, learn how to stop harassing phone calls

Stop Calls

Loading similar complaints

{{x.COMPANY}} {{x.ISSUE}} {{X.SUB_ISSUE}}

{{x.COMPLAINT_WHAT_HAPPENED | preview}}...

Read more