Regions Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Regions Bank account or service department,

Checking account Problems caused by my funds being low Alabama

I used my debit card between - and -. At this time my checking account was in a positive balance, on - I withdraw funds out of my checking account in the amount of -, that caused me to have a overdraft fee of -. On Tuesday, something told me to check my regions account, which I did and my negative balance was approx. -. I thought this was an error so I called Regions customer service, I spoke to several supervisors on this day, the last person told me that her supervisor would issue a - refund but that was it because, what happen was even though my account was in a positive over the weekend, when I over-drafted on Monday that caused my account to overdraft 9 times, which I am confused, how can you overdraft when your account is in a positive? Regardless of what order your transactions are being entered and I expressed this to the supervisor, whom advised me to go to the branch and speak with a branch manager, on -, I spoke with a branch manager whom stated they can not refund overdraft fees anymore, that was taken away from them, she also


pay a over-draft fee for my withdrawal on -. But not for any purchases I made over the weekend prior, this is not right and should be looked into. How can you charge my account over-draft fees when I was in a positive balance and also, why are you turning the transaction order around, that 's how a lot of people miss fraud, the order should stay the way the person uses their debit card. I never knew the order was changed and have always wondered why I had to study my account to make sure there was no fraud transactions on it, this make it hard for a fraud transaction to be recognized immediately, unless in my case it 's - in over-draft fees. And also, on - the branch manager advised me to call customer service back pertaining to the fees, and I did so sitting in her office, the only thing I was told very rudely, was that I was getting nothing back on my account, and spoke to another supervisor that stated she will file a complaint for someone to call me back. This is horrible, I do n't have money to give to Regions, notice i over-drafted on -. Why would a bank try to take a persons money? Upon writing this complaint, - from Regions called me and explained that she will refund another - and also they have charged me another - for a transaction that I made over a week ago, my account balance is now in the negative of -. I have been giving mixed communication about opt in and opt out, so I am opt out of Regions service, and still did not receive a full understanding on that.

Regions customer in Alabama
May 14, 2015

* Source: CFPB Complaint Database

Regions response to complaint:
Closed with non-monetary relief

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