HSBC Debt Collection Complaint

Other (phone, health club, etc.) Disclosure verification of debt right to dispute notice not received

HSBC Debt collection department,

Other (phone, health club, etc.) Disclosure verification of debt Right to dispute notice not received Michigan

I received an alert on my - report on - - - that there 's a change on my credit report. I log on my report to find an account from green tree servicing l a count # - showing a debt of - that I owe. They do n't have the original creditor reported on the report. From the date it show this was opened - - bought an expired debt that is well over the statue of limitations from hsbc. They knew this when they purchased this debt which is why they did n't notify me to dispute this before they reported it to my credit report. - are know for illegal actions such as this -. I have enclosed a copy of an - report dated - - - that shows the original creditor hsbc/household finance Corp account # - ... the debt shows the account was opened - - balance and the date this was removed from my report - -. This was written off - - and has been past due months before it was written off which is why this is no longer on my credit report. I also in closed a copy of my current report with - servicing on my - as of - - - with this expired debt. The date opened is the same - of -. This debt is expired and should not be on my report. Hsbc has been deleted from all - credit bureau since - of -. - have purchased and expired debt.

HSBC customer in Michigan
May 06, 2015

* Source: CFPB Complaint Database

HSBC response to complaint:
Closed with explanation

Consumer disputes how HSBC handled their complaint

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Contact HSBC

http://us.hsbc.com/
(212) 525-5000
[email protected]
452 5th Ave Fl 22
New York NY 10018
HSBC
HSBC

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