PayPal Credit Card Complaint

Billing disputes

PayPal Credit card department,

Billing disputes Illinois

I have a PayPal Credit account with a payment due date on the - of each month. A few years back, I called to ask them to move the due date to the last day of each month as that is a payday for me. I was told not to worry about it, and that as long as my payment was made on the last day of the month, I would not be charged a late fee. I logged in this morning to find out why my balance hasn't gone down much lately and I find that I've been charged - late fees, totaling $-, in the last 2.5 years. I called customer service this morning to try to alleviate the problem and was told that they would only waive - fees, unless I could tell them the exact date in which I spoke to the representative who informed me not to worry about the payment due date. I obviously could not come up with the exact date from a few years ago. There is no way that I would logically be OK with paying a late fee almost every month and not do anything about it.

PayPal customer in Illinois
May 01, 2015

* Source: CFPB Complaint Database

PayPal response to complaint:
Closed with explanation

Created with Highcharts 4.2.3PayPalComplaint HistoryComplaints4/20135/20137/20138/20139/201310/201311/201312/20131/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20155/20156/20157/20158/20159/201511/201512/201502468Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3PayPalBilling disputes59.4%33.3%7.2%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageBilling disputes0.1%6.4%4.6%3.9%0.8%32.3%51.5%0.3%Untimely responseClosed with non-monetary reliefClosed without reliefClosed with reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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https://www.paypal.com
(408) 967-1000
2211 N 1st St
San Jose CA 95131
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