Enhanced Recovery Company, LLC Debt Collection Complaint

Enhanced Recovery Company, LLC Debt collection department,

Other (phone, health club, etc.) Cont'd attempts collect debt not owed Debt was paid Pennsylvania

I applied for a loan from - different banks and found out that there was a charge off to my credit from Enhanced Recovery Co. - , - in the amount of $93.00. They were the - co. that was hired by - to collect a balance of a bill that I do not owe. I applied to - - on -/-/-, to - - - on -/-/-, and to - - - -/-/-. The first - were unsecured loans, with a 7 % interest rate as long as I scored a - or better. The latter was a HELOC with an interest rate of 4.5 %. My credit score came in at - and all - said this charge off hurt my score. - went to 8.9 %, and - - went to 9.4 % from 7 % specifically because of that charge off. - - - denied my loan all together, sighting too many inquiries, most recent account opening too short, amount owed on revolving accounts is too high ( I 'm building - homes and I use my cards as much as I can to finance construction till I can take draws ), and the charge off


handed me a receipt, and said it was done. I was under NO contract obligation. On -/-/-, I get a bill in the amount of $450.00. I call right away ( I have all the dates names and times ) and dispute the fact that my service was to have been shut off. On -/-/-, I get bill in the amount of $650.00. I finally got to speak to - on -/-/- who understood what was happening. His reason for the - was that I still was using my comcast.net e-mail account and that was why I was being billed. I have - other - accounts that are still active today and were at that same time. My email is linked to - of those accounts. I went back to the -/-/- bill with the amount being $250.00. - bills for next months services the prior month. I made a work sheet based on their billing on what I used up to -/-/-. I added for taxes and all the other fees and I came up with $150.00. I sent them a check, and the next month I got a bill from them for $92.00. I refuse to pay for services I did not receive, including rental for equipment that I had previously returned. - sent this to - prior collection agencies, I spoke to them on the phone, and I mailed them copies of all my documents. I thought this was over with, and in - of -, I get another collection letter from Enhanced Recovery Co. I copy the same documents and send them to them. Evidently they discarded my documents and decided to put this mark against me on my credit report. Let me mind you I am - yrs old and I have never mad a late payment to any one in my life. I sent them an e-mail over a month ago and followed up with a phone call and was told to wait - days. It 's been - weeks and it is still there.