Bank of the West Bank Account Or Service Complaint

Checking account Problems caused by my funds being low

Bank of the West Bank account or service department,

Checking account Problems caused by my funds being low California

On - -, - I set up an account with Bank Of The West. The account was a fresh start account for my son. Upon opening the account, I was informed that after a year of good standing the service fees of $12.00 a month will be dropped. On - -, - I spoke to a branch manager to have him drop the fees, he informed me that the fees were dropped. On - -, - I noticed the $12.00 fees ( there have been fees taken out since - - ). When I spoke with a branch manager she stated that my account will continue to be a fresh start account because there was an overdraft amount of $4.00 in - -. The overdraft fee was paid the very next day. There was a breech of contact because I was lead to believe that after a year of good standing my account will not be considered a fresh start account, which is why I agreed to open this type of account with this bank. I am aware of the - waiver which expressly requires the bank to consider hardship. I am also aware of the banking code, which requires the banks to behave sympathetically.

Bank of the West customer in California
Apr 27, 2015

* Source: CFPB Complaint Database

Bank of the West response to complaint:
Closed with non-monetary relief

Created with Highcharts 4.2.3Bank of the WestComplaint HistoryComplaints3/20124/20125/20127/20128/201210/201211/201212/20121/20132/20134/20135/20136/20137/20138/20139/201310/201311/201312/20132/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20154/20155/20156/20158/20151/20164/20168/201610/201612/20163/20170123456Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3Bank of the WestProblems caused by my funds being low44.8%47.8%3.0%3.0%1.5%Closed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageProblems caused by my funds being low2.6%46.2%41.1%2.9%3.4%3.1%0.6%0.1%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefClosed with reliefClosed without reliefIn progressUntimely responseSource: Consumer Financial Protection Bureau

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