U.S. Collections West, Inc. Debt Collection Complaint

U.S. Collections West, Inc. Debt collection department,

Other (phone, health club, etc.) Communication tactics Threatened to take legal action California

I recieved a call from an associate who identified himself only as - on -/-/-/-/-, who did not state what collection company he was calling from. - told me there is an unsettled debt for $ 3000.00+ for an apartment eviction from -/-/-. I requested documentation to be sent, and was told no because it would cost him $2.00 or $3.00 to send and that I dont need proof of something I owe. After telling - I did not have availale funds and that I felt the call may have been fraudulent the call was ended. On that following Friday, - called back and while still not advising who he is employed by, he informed me he sent my account through for garnishments because I would not make a payment. After several calls, I was then transferred to work with an - named -. - told me he would stop the garnishment order if I agreed to pay him a minimum of 12 % of my take home pay. He would not negotiate, and did not ask what my monthly expenses are. I was sent an agreement form to return to - by -/-/-/-/- with a monthly payment of $250.00, and if i dont, he threated a lawsuit against me and garnishments. I found the company to be US Collections West in -, Az and find the collection tactics to be forceful, misleading, and predatory. I have been mistreated and disrespected by this agency, and being forced to pay an amount which will cause a hardship.