CIT Bank National Association Mortgage Complaint

FHA mortgage Settlement process and costs

CIT Bank National Association Mortgage department,

FHA mortgage Settlement process and costs Maryland

During my Mortgage signing process in 2007 at my home, the only people in attendance was the Title Company Representative and myself. I am the only person who signed the original documents. The Title Company Representative said that she would sign her section when she returned to the office. I questioned that process, she stated that it was normal to do it this way. A Notary was not present to witness/verify signatures. She also stated that was normal also. She said that a Notary could verify documents after the Mortgage signing process. I have requested original signed documents from Indy Mac/One West Bank, they refused to send the original signed documents. Stated they they were stored in a vault and it would be difficult and take too long to retrieve. Can my home be foreclosed if the original signed documents can not be presented? Also, should a Notary have been present to witness signatures? Therefore, are notarized documents pertaining to my Mortgage signing fraudulent documents since a Notary was not present?

CIT Bank National Association customer in Maryland
Apr 16, 2015

* Source: CFPB Complaint Database

CIT Bank National Association response to complaint:
Closed with explanation

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