Valentine and Kebartas Complaint

Valentine and Kebartas, Inc. Debt collection department,

Cont'd attempts collect debt not owed Debt is not mine California

Several months ago, Valentine and Kebartas, Inc. ( VKI ) began contacting me using my work cell phone number regarding the collection of a student loan debt that is not mine ( I have never carried a debt related to student fees or tuition and this simply can not be my debt ). Each time I was contacted ( at least - times in the past 4 months ) I responded by indicating that, while I have the same first and last name of the individual they are seeking, I am not that person. We have different middle names, we live in different states, and we have different social security numbers ( why would I know that? see below ). In some cases their telephone representatives were rude and dismissive. In - case, their telephone representative hung up on me. Despite my repeated attempts to dispute the claim and assert that I am not the debtor, VKI has continued to contact me by calling the main reception line at my workplace and by sending

to contact me via my work cell phone. When they began contacting our main reception line and sending - Mail to my work address, I realized it is not incompetence. Through their repeated attempts to collect a debt from an individual who has made a good faith effort to inform them of their mistake, VKI has:-. ) Demonstrated a clear and willful pattern of creditor harassment-. ) Negligently violated the privacy of the actual debtor by freely distributing that individual 's name, address, social security number, and amount due '' -. ) Negligently caused damage to my personal and professional reputation