AES/PHEAA Student Loan Complaint

AES/PHEAA Student loan department,

Non-federal student loan Getting a loan Connecticut

I have file several complaints with Equifax to remove the - student loans accounts for National Collegiate Trust ( NCT ) because they have reached the 7 years mark of being on my credit report. Each time they wrote back stating that after the investigation of the - accounts belong to me ; but my request stated that my dispute was that the accounts has been on my report for 7 years from its - delinquency not if the accounts belong to me! I feel like this is a tactic of theirs by giving me the run around to be able to report debt pass the legal law requirement. I have attached the letter of dispute I sent to - -/-/-, the tracking number for proof of delivery, - response credit File number Confirmation # - date -/-/- of the investigation to my request of dispute, - file number - - response to my question regarding how long information remains on file, - - credit file number - showing the - delinquent date as of - for all - accounts for -, - - credit report number - showing the - delinquent date as of - for all - accounts


from the - date of delinquency on my credit report. I believe NCT has an account with Equifax and that is the reason they are giving me a hard time ( the run around ) with removing the - accounts NCT is reporting on my credit report. I sent the same request to - and - and the accounts was removed. This company has broken many law and has learn how to avoid CFPB by not being a register company. They report on my credit report as National Collegiate Trust on - and AES/NCT on -, American Education Services ( AES ) on - but is registered as American Education Services. My complaints with CFPB in - stated they could not investigate National Collegiate Trust because the company could not be found and I can not file a complaint that has - names ( ie. NCT/AES ). It 's my belief that NCT is practicing fraudulent tactics and really need to be investigated fully!