Citibank Debt Collection Complaint

Citibank Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Georgia

my credit card debt of $830.00 was sent to - - -. After constant harassment in the form of multiple phones calls at odd hours of the day, they offered me a settlement deal of $410.00 and was told to secured the deal by giving them my bank account number so they can do a direct draft of $ - monthly. I agreed to the settlement but rather opted to pay them with a cheque and also promised to pay the rest of the settlement as soon as my income tax refund is received. I made the first $50.00 payment and immediately they received the cheque they turned around and told me the amount will go towards the balance of $830.00 and then they can not offer me the settlement. I therefore feel that they have breeched the agreement they had with me and also taken my money.