FirstMerit Bank Bank Account Or Service Complaint

FirstMerit Bank Bank account or service department,

Checking account Problems caused by my funds being low Michigan

I opened a checking account with First Merit Bank because there was a flyer that was sent to my home stating that I could receive $150.00 worth of credits to my account if I followed certain procedures for opening an account. The procedures are in $25.00 increments. I have ( 1 ) opened a checking account with Mobile Banking ( 2 ) enrolled int he merit rewards program and ( 3 ) I do participate in the direct deposit program to the account. Since I have opened this account I have been receiving fees of $35.00 stating that I have had many overdrafts. I have discussed with the bank that I have a tight budget and call and go on-line constantly but they always seem to place the blame on the merchant and hold money for 2 to 3 days knowing that the purchase was made when I had the money in my account. I have been charged almost $300.00 in overdraft fees in 3 months since I opened the checking account. I have not seen the $150.00 activation reward in my account nor do I merit all of the fees that First Merit has charged to my account.