Loan To Learn consumers have reported over 58 official complaints. Out of the 58 consumer complaints against Loan To Learn, 34% were disputed by the consumer (i.e. the consumer was not happy with how Loan To Learn responded to their complaint) and 100% were processed in a timely manner. 3% of consumer complaints against Loan To Learn resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
| Issue | Complaints | Disputed |
|---|---|---|
| Dealing with my lender or servicer | 18 | 33% |
| Repaying your loan | 14 | 29% |
| Problems when you are unable to pay | 13 | 46% |
| Can't repay my loan | 11 | 36% |
| False statements or representation | 1 | 0% |
| Taking/threatening an illegal action | 1 | 0% |
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Stop CallsLoan To Learn Student loan dealing with my lender or servicer trouble with how payments are handled December 16, 2016 - Back in approximately - I took a student loan from Loan to Learn ( aka Educap ) for approximately $19000.00. In early - I filed for Chapter - bankruptcy as my daughter was having severe medical issues and medical bills. In - - the Chapter - was discharged by the judge. During the bankruptcy time frame needed by the judge for his due diligence to ultimately grant me a discharge, which he did in - -, he ordered me to not " pick and choose '' lenders I wanted to pay until his order was finalized. Once my bankruptcy was discharged in - -, I reached out to Loan to Le... |
Loan To Learn Student loan can't repay my loan can't get flexible payment options November 3, 2016 - I called this Loan to Learn this morning to inquire about a forebearance and yo discuss past due amount. They transferred me to their loan servicing department at -. The rep there was able to tell me how much was past due and how long, etc. However, she did not provide a lot of information about how we could work together. I asked about a payment plan and if they could work with me, the rep kept asking me how much I could pay. I told her the issues I was having and I would n't really know until -. No payment plan was offered, the rep said it was ultimately up to me how much I wanted to p... |
Loan To Learn Student loan can't repay my loan can't get flexible payment options June 29, 2016 - In 2007 I took out a student loan with Loan to Learn to help with my attendance at - University -. The loan required me to obtain cosigners and my grandparents agreed to do so ... never did we expect the scenario to turn into the nightmare that it has been. My loan is currently in a delinquency status with Loan to Learn and was passed to a debt collection agency called - - -. I have been trying to reach an affordable amount of money that I would be able to pay toward this debt and the debt collection agency has been dictating to me what amount of money they will accept which is ... |
Loan To Learn Student loan dealing with my lender or servicer having problems with customer service May 9, 2016 - In -/-/- wife and I filed bankruptcy trying to help my mom when in the hospital Moved to - for new job and finished paying bankruptcy -/-/- -- EduCap garnished my wages to where I could n't afford my mortgage and have to file bankruptcy again. Now I have a lien on my house and I can not sell my house because of a new job waiting for me in -. I would like to work with EduCap to settle my debt but they wo n't even talk to my bankruptcy lawyer. I 'm not trying to get out of paying my debt but I am asking for help so that I can pay EduCap off as soon as possible. If I ca n't se... |
Loan To Learn Student loan can't repay my loan can't get flexible payment options December 19, 2015 - My name is - and I would like to share my story in dealing with my current student loan in default. I come from a single parent home and the idea of college was always out of the question. I am the - out of - kids. No sibling before me went to college. I decided that I wanted to be the first in my family to do so. I joined the AVID program in my junior year of high school and from day I was told that in order to stay in the program I had to be 'college bound. ' I alse kept being told that money should never be an issue. There is a financial aid I can apple for and most likely recive b... |
Loan To Learn Student loan dealing with my lender or servicer received bad information about my loan December 12, 2015 - Years ago this loan company deceived into thinking I had a lower interest rate than what I really did. They " compared '' federal rate with their rate when in reality they were compiling them. Months later after paying every month on time and more than required I looked at the balance and saw it was not going anywhere. I called to see what had happened and they said they applied the money to interest that had not yet even been accumulated. This is when I realized all they had done. I tried to change their rate and fix the payments and they would not budge despite deceiving me. So I stopped pay... |
Loan To Learn Student loan dealing with my lender or servicer don't agree with fees charged December 11, 2015 - I HAVE A PRIVATE STUDENT LOAN AND I AM HAVING A VERY HARD TIME TRYING TO REPAY IT I HAVE NO JOB MY BOY FRIEND ARE AGREEING TO PAY IT BUT HE,S TRYING TO GET THEM TO LET ME STAR PAY IN -/-/- THE SGREED AMOUNT OF - BUT THEY TOLD ME I HAVE TO BE AT A DEPOSITION ON -/-/- IN - GA BUT I CAN,T GET THEIR AND I DO NOT HAVE MONEY FOR A LAWYER AT THIS TIME .THEY WANT ME TO COME UP WITH A - DOLLARS THAT I DON,T HAVE TRYING TO GET - I AM RAISING MY TO GRAND KIDS AND I NEEDS A BALANCE ON MY LOAN I THINK THE BALANCE ARE WRONG AND THEY WILL NOT GIVE ME A BALANC WHEN I KEEP ASKING FOR ON... |
Loan To Learn Student loan can't repay my loan can't get flexible payment options November 4, 2015 - The name of the institution that has my student loan is Loantolearn.com, which I found through - -. The situation is that I acquired this loan in -/-/- for $16000.00 and as of -/-/-, I still owe over $12000.00 on it. There 's just no movement on it whatsoever. At the rate I am paying, it will take me an additional 11 years to pay off this debt. I was divorced after nine years in -/-/- and I do not have that second income to assist in paying my debts. I make a quarter of what my ex-husband made, so I 'm struggling with debt that was in my name but shared in the marr... |
Loan To Learn Student loan dealing with my lender or servicer trouble with how payments are handled October 28, 2015 - I took out a loan - in - to attend -, TN. The loan was for $10000.00. Once I graduated in -, they started asking for their loan payments. All was ok at first, but shortly, things began to go awry. The co. turned into Loan to Learn. I 'd mail in payments, but they 'd " go missing, '' so the company said I was n't making payments, and I 'd get hit with late fees. So I started making my payments online. This worked well for awhile, but then every month when I went to login, the website told me my password was wrong, and I had to update something, which took time and the password res... |
Loan To Learn Student loan can't repay my loan April 30, 2015 - Back in -, I co-signed a non-federal private student loan for my ex-boyfriend with Loan to - - - - - -. Loan amount at the time was $13000.00. I have not spoken to him since - and apparently he stopped making payments late last year. The - I heard about this was around - -, - when I received a letter from an attorney 's office in an attempt to collect the debt. Principal due in that letter was $9700.00 plus interest and attorneys fees. Once I got that letter, I contacted them via email on - - and asked them to send me the loan paperwork. They did c... |
Loan To Learn Student loan can't repay my loan April 11, 2015 - - has tried - times to take me to court. -The - time was in - where the attorney for them was - -. - - hounded me and violated the FDCPA, and I sent him a cease and desist letter through an attorney. The attorney later left the case citing there was n't enough information to follow through on FDCPA claims ( I later found out I have a phone recording that verifies my statements and shows that the FDCPA was violated ). I went to the courthouse on -/-/- at - - to no other parties and was told that the case was dismissed. -The - time was in - and ... |
Loan To Learn Student loan dealing with my lender or servicer April 1, 2015 - In 2006, I took out a $5000.00 loan for school through a private loan company called Loan to Learn. I did not have a solid credit history so they ask for a co-signer. My mother agreed to co-sign the loan so that I could go to college. The interest rate was outrageous ( 30 % ) but at that time I did n't think I had any other options. I made regular monthly payments on the loan for about - years. At that time, my mother was filing for bankruptcy and we were told to stop making payments on the account because it would be included in the bankruptcy. At the time I stopped making payments, I ha... |