Review and analysis of over 129 complaints against Enova International, Inc.
Enova International, Inc. consumers have reported over 129 official complaints related to Charged fees or interest I didn't expect. Out of the 129 consumer complaints against Enova International, Inc., 17% were disputed by the consumer (i.e. the consumer was not happy with how Enova International, Inc. responded to their complaint) and 100% were processed in a timely manner. 2% of consumer complaints against Enova International, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 1% resulted in non-monetary compensation.
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Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 20, 2017 - fees and payments were different than what they are deducting from my bank account ; additionally i have learned they are n't licensed or authorized to do business in VA ; also no instructions for stopping ACH transactions on statement ; terms and conditions or website.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 10, 2017 - My name is - - - and in - of 2015, I applied for a loan with Cashnet USA. I applied because, I desperately needed the money to help save my home. It did n't help because I eventually, lost my home anyway. I feel like I 'm being taken advantage of. I did n't realize that my interest payments were 24 %, but, it would not have mattered because I needed the money. On a loan for $800.00, to date, Cashnet USA has taken out $2400.00 dollars from my account. I am asking that CFPB investigate this matter and issue a cease and desist order to Cashnet USA to stop debiting my account. As o... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 8, 2017 - I took out a loan for $550.00 on the premise that I would simply be paying that amount, plus a small amount of interest and fees. Instead, since I could n't pay the requested amount, I 'm being charged the ridiculous amount of $120.00 plus the original fees for an extension resulting in the loan being over $800.00 making it impossible to pay back.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 7, 2017 - Borrowed $600.00 dollars from cash net usa. My understanding was I would make - payments then I would be done. But, they are charging excessive fees and interest that equals $610.00 - of - : $600.00 Outstanding Balance :? $610.00 Available Credit : $100.00 Next Statement Close Date : -/-/- Minimum Payment Due : $180.00 Scheduled Payment Date : -/-/- I have already made - payments $140.00 and $220.00. $610.00 is excessive for borrowing $600.00 dollars. How can this be legal? It is unfair treatment. I live on -. and $600.00 is almost the amount I re... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 1, 2017 - Fees were outrageous and I just want to end the loan... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect November 7, 2016 - Customer ID : - CNU Cashnet calls my phone 6 times a day i have my phone log save constantly harasses me. I am on a credit management plan and they do not want to wait for payment. She keeps harassing me to borrow money to pay them. She has called my work phone several times and I advised her not to... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 29, 2016 - The creditor took on my loan when i never should have been approved my credit score was barely -. The creditor put my interest rate of 120 %!!... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect October 4, 2016 - Borrowed $1400.00 in - -. Paid - payments of $110.00 = $1100.00 ) Per online, balance is currently $1400.00 as of - - ( Over $1200.00 in interest ). However unsure of TRUE balance since last payment made in - -. Was unable to keep up with payments due to - income ( was unemployed for 10 months- catching up on past debts and medical bills ). Several attempts were made to set up payment agreements with NETCREDIT via - - - in - -, but Net Credit did n't agree. My intent was to pay this loan and to work out some agreement because I could n't affor... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 17, 2016 - I think these loan should be illegal due to fact it plays on the poor.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect September 15, 2016 - Cashnet.com.slowly charges you for both the loan and the fees are not written that each time you draw out money you are charged.but it is not a one charge it also becomes part of the loan which can hike a $200.00. loan to -.after you draw out the -.i think that is wrong.and i want out of cashnet. com.had this acct since -.and untill-.i paid for a $400.00 loan.... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 25, 2016 - Since - 2015 I have paid $620.00 in interest and $230.00 in fees on a $1000.00 loan. My balance two weeks ago was $700.00 something and today it is over $900.00. My payments come directly out of my checking account. This is absurd. What can I do?... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect August 10, 2016 - initially, i took out a payday loan with netcredit and I was unaware their interest rate was 99 percent which made it impossible to pay back. In addition, the amount would be double the loan amount and online payday loans are illegal in the state of Virginia. Net credit is affiliated with Nc Financial Solutions, LLC operates as a subsidiary of Cnu Online Holdings , LLC. They are not - accredited and these companies are clearly crooks, unethical and practices illegal actions targeting consumers. Lastly, it does not matter whether a debt collector is legitimate which they are not. A legitimat... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 30, 2016 - I had been taking out a payday loan with CashNet USA for a few months. After repaying my loan and signing in to reborrow, I did n't see the option of my original payday loan, only the " new '' option of a Line of Credit. I was approved. The payments were set up to draft from my account monthly. The first payment was roughly $240.00. However, the following payments were just down right ridiculous. Ranging from $ -- $800.00!! That 's more than ALL of my monthly expenses combined! And to top it off, the line of credit gains interest DAILY. My balance is the same that it was when I was init... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect July 8, 2016 - I borrowed a loan from CashnetUSA.net for $800.00. They have added an amount of fees that will total $2300.00, more than $1500.00 past the - owned. They have scheduled payments twice a month at - for - payments. This is outrageous!... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect June 2, 2016 - I took out an online loan in the amount of $3000.00 on -/-/2015. I have since paid $190.00 biweekly - 24payments= $ --well over the principal and show there are still about 22 payments due in the total amount of $4200.00. In recent research I am finding these types of loans are not only unethical but illegal in the state of CA, Please review to determine if any more money is legally due. ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 3, 2016 - I borrowed - dollars about -/-/- from Cashnet.com. I told them I do not get paid until the - of each month on my social security - .They called me after less than a week to get paid then I filed for an extension when they said the loan was due on -/-/-. Then when I paid them today-/-/- they charged me over -. This is price gouging. I sent them a complaint and when I called them today after they were paid they would not speak to me but kept me on hold for along long time so I hung up. Is this legal? My account number is - ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect May 2, 2016 - lender was ordered to forgive debt - I was not aware ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect April 20, 2016 - Was approved for a - credit line of $1000.00 on - -, 2016. The moment I requested the full $1000.00, I was assessed a 15 % fee or $150.00. I was unable to make the payments of more than $230.00 every 2 weeks as I thought there would be much smaller monthly payments - not payments of nearly 1/4 of what I borrowed every 2 weeks. That 's what I get for not carefully reading the fine print. Interest was compounding daily on the original principle and I received statements every 2 weeks with interest in the amount of more than $100.00 each time. By the time I came up with the mon... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect March 4, 2016 - Cashnet USA keeps debiting my Savings Account and causing me undue hardship because everytime they do that it cost me $30.00 ; They initially charged me $220.00 and now they want another $220.00 ; they keep playing games and having different people call me to make verbal arrangements ; they sent me an e-mail with an offer and I sent them a counter ; then they sent another person to call me to record me but, I did n't make a verbal agreement. I have the documentation to subtantiate my complaint. They keep changing the payment arrangements and due dates to keep me paying them longer and mo... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect February 16, 2016 - When I applied for this loan for -, no one told me they would be charging me 299 % apr. They are charging me almost $200.00 per month in interest. I did sign their agreement but I did not understand because they never informed me of any of these things. They just told me to sign the document. They also made me give them my banking username and password before they would give me the loan and told me it was ok for them to do this under the FDIC so they could verify my income. I never expected this type of burden. I was only trying to buy my children/grandchildren some - presents. I am re... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 25, 2016 - A company called cashnet has provided me a credit of $1000.00 and have been taking over $200.00 every other week. Specifically : $240.00 on -/-/- ; $250.00 on -/-/- ; $270.00 on -/-/- ' My account # is -. The credit still stands at about $1000.00. I should be grateful if the Bureau could investigate and resolve this matter. email : -- ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect charged fees or interest i didn't expect January 15, 2016 - I mistakenly took a $650.00 loan/payday loan which the lender describes as an installment loan on -/-/15 because I had expenses I could n't afford. I did n't realize the APR was 388.28 % nor do I have a copy of the loan disclosure. ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect November 24, 2015 - Since -/-/2015 I started making a small loan from CashNet USA in order to help me get back into my - from being off during the -. I borrowed a total of $500.00 over 3 months, but now after paying back on the loan every two weeks ( when my checks come ) in I 've payed back over $530.00 but still owe $530.00 with % 275.85 interest. It is almost impossible to pay back the loan since the interest is so high. I did n't realize this when I took the loan nor did I read my statements until I realized that what I was paying every two weeks was being absorbed as fees and interest on the ba... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect September 30, 2015 - Hello CFPB, I will make this brief, and clear cut as possible. Sometime -/-/- my family & I went homeless. We were living in a apartment we could no longer afford due mostly to low income, and lack of job opportunity. During such time my family & I lived in my mother 's -/-/- - Eclipse. Which of course is not comfortable for a family of - adults. Some how we made it work. Spending most of our time at public libraries. Bathing at community gym showers, and eating out every night. Generally spending $100.00 - $200.00 a day on gas & food just so we could survive. During this t... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect September 29, 2015 - Please be advised I do not authorized the withdrawal of $100.00 from my account additionally according to Virginia state law ACH withdrawals for payday loans is not permitted any attempt to withdraw funds from my bank account a CFPB complaint will be filed. I also need to work out some sort of payment arrangement which is more affordable. I have been a loyal customer now for many years however I have gotten to the point where I am borrowing money each month in order to pay my other bills due to having to pay on the payday loan. if you look at the amount I paid in fees and costs since 2011 I ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect September 25, 2015 - I had a loan in place, I called on -/-/2015 to confirm the process of paying off my loan on my due date of -/-/2015. I was told to execute an extension online ; so that my interest payment would be deducted from my account on Friday and thane I had 24 hours from that deduction to pay off the principle to prevent additional loan fees from reaccuring. I did exactly that ; but when I called in the morning approximately 6 hours after my $250.00 fee payment was deducted, they tried to make me pay an additional $250.00 loan fee. This company practices are illegal in the state of Neva... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect September 18, 2015 - While serving -, I fell behind on money. I applied for a payday loan with NetCredit. After being charged over $200.00 every two weeks and my balance not going do I did some research and found out I have a 153.01 % interest rate. When I contacted them about this being illegal for - military they blew me off. Having this is ruining my credit score and I can not keep up. ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect July 9, 2015 - I am a - person who has - - and unable to work. While waiting for - - to finish their case, I applied for a loan for $1000.00. My received $540.00 from them and the letter I received stated I was severely past due.I spoke to their rep, told him once I receive my money I will pay them. I was a - for - years and is certified by the - - -. I sent a certified letter to cease and desist today - -, I was informed payday loans are illegal in the - - Virginia. Please quote me if I am wrong. The bill I received is $1200.00 and did not receive half of that... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect June 30, 2015 - I have received a line of credit of $1500.00 from cashnet USA. They was charging interest on my account everyday until it got up til $1900.00. My first payment of almost $200.00 did n't go towards non of the loan. My next payment of $280.00, they charge $160.00 in interest the rest towards my principles. They take $290.00 out of my account every - weeks. So they are charging extra interest towards this loan. My balance as of today is $1700.00. If I make the payments accordingly to how they are taking the money out of my account, I will pay them over $3000.00 for a $1500.00... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect April 28, 2015 - I received a payday loan over 7 years ago from Cashnet USA. I had been going through a lot and could n't repay it On -/-/2015 I received a phone call from a restricted number. I was asked my name and was the last - of my social - -, and I said yes. When I started asking questions she gave me a number to call which is - and then she said she was only a finder. when I called the number I spoke with - at ext. -. She told me she was calling because They were trying to serve me a subpoena at my address. I be home everyday so I knew she was not telling the truth. I told her this ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect April 11, 2015 - Back a while I had gotten a payday loan. My bank account info had been compromised by someone. I made a report to the FTC regarding it. I had to make a few changes to my account and payments being made from it. I became delienquit with my payments. I received a call from a - - claiming to be from -. He stated that they were after persons who were defrauding theses payday loan companies. Since my account was considered delienquit, they had my account info. If I paid the Out Of Court Restitution it would be done. I made - payments before I noticed something 's in the paperwork that d... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect April 1, 2015 - I was told my loan would be be about - month they took out - this month they are taking - out of bank I live on widows pension this is very hard on me ... |
Enova International, Inc. Payday loan charged fees or interest i didn't expect March 23, 2015 - I ran into a finacial crunch had to borrow some money. I usually borrow from reputable companies. I was online doing a serach and I came across Cash USA after reading that it was a revolving account I said that was good I looked at their pricing and it stated that for the - - I borrowed my payment would be - monthly or - biweekly. They sent me a statement saying that my - payment was $220.00 and - weeks laters they expected another - That absurd who in their right mind would agree to pay someone $ 300- per month for - when I have borrowed - and my payments was n... |