Review and analysis of over 15,497 complaints against TransUnion
TransUnion consumers have reported over 15,497 official complaints related to Incorrect information on credit report. Out of the 15,497 consumer complaints against TransUnion, 14% were disputed by the consumer (i.e. the consumer was not happy with how TransUnion responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TransUnion resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 23% resulted in non-monetary compensation.
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TransUnion Credit reporting incorrect information on credit report account status February 16, 2016 - The debt collector verbally agreed and submitted for removal in -/-/2015. As of this request they have not been removed by the credit reporting agencies. I have requested and received and have attached a copy of the removal request from the debt collector. The debt collector is - - - and there are - " Clients '' 1. - - - -. 2. - - - 3. - -, - ... |
TransUnion Credit reporting incorrect information on credit report account status February 15, 2016 - Transunion is reporting - on my credit report enclosed this is not mine please remove it asap. ... |
TransUnion Credit reporting incorrect information on credit report account terms February 15, 2016 - To whom it may concern : I had a - - auto loan that was charged off in -/-/- for a balance of approximately $ -. -/-/- I contacted - - to negotiate a settlement. A verbal agreement was reached, but no payment or document was signed. Personal circumstances would n't allow me to fulfill the agreement, I called and informed them. The rep. told me to call back if my situation improved. -/-/- I received notification from my - credit tracker accounts that stated a charged off account from - - was reported to my credit reports, the balance was for over $ -. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 13, 2016 - I have disputed this entry with Transunion on multiple occasions. The creditor *- ) are refusing to provide me proof of validation in violation of : TITLE VIII - DEBT COLLECTION PRACTICES [ Fair Debt Collection Practices Act ] 803. Definitions [ 15 USC 1692a ] As used in this title - ( 4 ) The term " creditor '' means any person who offers or extends credit creating a debt or to whom a debt is owed, but such term does not include any person to the extent that he receives an assignment or transfer of a debt in default solely for the purpose of facilitating collection of such debt for anothe... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 13, 2016 - I was a student at - - - from -/-/- to -/-/-. A school official applied for a - Student Loan ( Private ) in my name providing an e signed loan application for $21000.00. The loan was obtained for the school period of -/-/- to -/-/-, a period for which I was not enrolled ( documentation provide by the school registrar ). I had no knowledge of the loan until learning that I had been turned over to a collection agency about a year ago. When I requested debt validation, the debt collection agency ( - - - ) was only able to provide a copy of the loan appli... |
TransUnion Credit reporting incorrect information on credit report account status February 12, 2016 - I completed my bankruptcy and received a discharge and final paperwork to show that everything had been paid. Transunion refuses to update my account to show bankruptcy is complete. Also, the company workers are very rude and tried to submit it for investigation and refused to take it ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 12, 2016 - Please note that Transunion did adjust the incorrect issue, however they continue to add phone numbers on my personal information that are not and never have been mine. The following telephone numbers I have asked to be removed and they have not done this. They are in Texas - - - -, - - - -, - - - -, - - - -. In regards to - they correctly placed me on a 7 year fraud alert, then the following month, placed me on a reduced 90 day fraud alert, why they did this I do not know, but this is incorrect, I should remain on the 7 year fraud alert. I ha... |
TransUnion Credit reporting incorrect information on credit report account status February 12, 2016 - I was in a settlement agreement on a retail credit card with an attorney based debt collection agency nearly three years ago. We agreed upon a settlement amount. I paid the said amount in full in - of 2013. It was agreed upon that the agency would report this information to the credit bureaus accordingly ; they did not. The information is still being reported negatively to credit agencies. This collection agency is very aggressive and quick to file suits against consumers. They should be sanctioned for this action. I understand this is the risk for bad financial decisions, but if you honor ... |
TransUnion Credit reporting incorrect information on credit report account status February 12, 2016 - We settled a dispute with a local hospital on - -, 2013. By reaching the settlement, we agreed to withdraw our legal complaints against the hospital, and the hospital agreed to accept an amount smaller than originally billed. It was stated in the settlement letter that by offering and accepting the settlement, both parties agree to release each other of any and all claims related to this account. The issue is, with this settlement, we have withdrawn our claims against the hospital, yet, they still have a negative statement on our credit report? Why? If the law allows them to continue... |
TransUnion Credit reporting incorrect information on credit report account status February 11, 2016 - I paid a - card in full but there was accumulated interest that was not on my statement. I was not made aware of that until after I had a 30 day late put on my credit report. I paid the balance in full soon as I found out about it. I contacted - but they would not correct the situation. ... |
TransUnion Credit reporting incorrect information on credit report account status February 11, 2016 - Trans Union is misreporting my - account. It was charged off in - however, - is reporting 120 days late to Trans Union as recent as - -. Please get - and Trans Union to correct this item right away as it is destroying my credit. ... |
TransUnion Credit reporting incorrect information on credit report account terms February 11, 2016 - I periodically monitor my credit report activity and I notice - - listed on my Trans- union report. I have disputed this item on several occasions but the debt collector appears to sell this account. On -/-/- a company named - - attempted to collect $540.00 for -, On -/-/- -, $430.00, on -/-/- - $430.00 Too many times have these companies have showed up on my report. I have sent them a validations letter they remove account and later put it back onto report. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 11, 2016 - I have been a victim of identity theft for over five years. I have filed multiple complaints and disputes with -, -, TransUnion and the Federal Trade Commission. On numerous occasions, -, - and TransUnion has blocked and/or froze my file, which hindered me from getting a copy of credit bureau reports and the deletion of erroneous information. My consumer credit rights, have been continually violated and disputes have been ignored. I have sent in countless copies of my drivers license and social security card, yet the erouneous information remains. I currently have the following l... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - Credit report lists my correct address and - false address where I have never lived. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - I have bank accounts and other improper usage on my credit report ... |
TransUnion Credit reporting incorrect information on credit report account status February 10, 2016 - Reflecting incorrect payment status. Have been on time. ... |
TransUnion Credit reporting incorrect information on credit report account status February 10, 2016 - - - is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership. ... |
TransUnion Credit reporting incorrect information on credit report account terms February 10, 2016 - -, - are the same account and they are reflecting - separate accounts which are driving my credit score down. ... |
TransUnion Credit reporting incorrect information on credit report account terms February 10, 2016 - all - bureaus failed to correct - Mortgage reporting inaccurate and incorrect information about current payment status ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - I have a $500.00 collection on my Transunion credit report which I tried to dispute online but they would not allow the dispute. I do n't know if it was a technical error or they just have it set up so you ca n't dispute which means less work for them. I have tried to get a free copy of my report but they say I cant because I read it online and now they want - per month to do what they are required to by law for no charge. Total ripoff and I 'm -. This is not my account and it is destroying my credit and it is only on Transunion ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 10, 2016 - Trans Union is not responding to my request to investigate, verify and remove - account from my credit file. ... |
TransUnion Credit reporting incorrect information on credit report public record February 10, 2016 - I wish to make a formal complaint about entry errors on my Credit Report. I wish the following entries investigation as I believe they occurred before my Bankruptcy filed - - - and discharged - - -. Collections : - for $290.00 - - - - - AZ - for $290.00 - - - for $250.00 - for $210.00 Public Record : - / Recorder Reference # - Filed : - - - Amount : $12000.00 I wished these entries investigated and removed from all - credit bureaus. I have a perfect payment record since my bankruptcy and I feel this is unfair to m... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info February 10, 2016 - I had inaccurate information display on my student loans credit trade lines. After the Department of Education completed their investigations, they sent a correction out to all the credit reporting agencies to correct the inaccurate information and to show no late payments on my student loans trade lines. They also sent me a copy of their findings and sent me documentation stating they had made the correction to my credit report. All the other credit agencies made the proper changes to my report, accept Trans Union, which deleted all of my student loans with -, They have tried to replace th... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 9, 2016 - Fraudulent attempt to open a credit card in my name - Called and stopped application. However, it took - - 6 months to have removed This time on - -, - the same event occurred again. I called and stopped the application but - - failed to call me first ( Had a credit alert in place at the time of application ) and as of today -/-/- failed to removed the hard hit from my credit report. I have spent over 8 hours over a 5 month period and have complied with their directions and faxes. I need help with - - to comply with the 90 day limit for removal. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info February 9, 2016 - After checking my credit reports I saw that my credit scores had dropped and saw that I had - collection accounts ( from - and -, PA ) that were added. I had never heard from this company before, never got anything mail or phone calls from this company before it was placed on my credit reports. So I sent them a request to validate the alleged accounts ( on -/-/2015 by fax to - ) but never heard back from them within the 30 days required by the LAW. So on - -, 2015 I sent them another requesting that they delete the accounts from my credit reports since they did n't resp... |
TransUnion Credit reporting incorrect information on credit report account status February 9, 2016 - - continues not to update my credit file with all - bureaus they state foreclosure an wrong amount I owe. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 9, 2016 - On -/-/2015 I disputed an inquiry on my credit report directly with - via certified mail. The letter was received, but there has been no response. Please remove this item from my credit report immediately! ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 8, 2016 - TransUnion is the only credit reporting agency reporting inaccurate information of the bureaus in this case. After disputing numerous accounts that are inaccurately being reported on my credit report, TransUnion failed to delete the inaccurate accounts and continue to refuse to provide me with acceptable proof of the documents used to unequivocally verify and determine the - credit card accounts ownership. As of now, TransUnion is in violation of federal law as the 30 days allotted have passed and the referenced account has not be sufficiently been verified. Under Section 611 ( 5 ) ( A ) of... |
TransUnion Credit reporting incorrect information on credit report account status February 8, 2016 - The last payment on this account was -/-/-.- claim the last payment -/-/- I wrote - a letter asking for a payment identifier for the last payment the only thing i got was who the account was sold to so i contacted - - at - ext- - and spoke with - on -/-/- at - she advised me that - - do n't have the account. How can - report to the credit bureaus the last payment but they cant send me the last payment identifier.. ... |
TransUnion Credit reporting incorrect information on credit report personal information February 8, 2016 - TransUnion has repeatedly sent me purported statements to " confirm '' my address change. I have submitted no address change since updating my address to - - - - # - ... It appears that TransUnion changes my address at their own discretionary whim, with absolutely no verifiable reason and against credit reporting and accuracy standards. The frequent unauthorized changes of my address can possibly communicate fraud to my creditors, current and/or prospective. This is ridiculous. At one point they even changed my address to a Kentucky address. The letter was actually stated in a m... |
TransUnion Credit reporting incorrect information on credit report account status February 8, 2016 - TransUnion is reporting an account with - - twice and both are showing charged off with a balance. There was only - account and I have spoken to several people at - - about this issue. - - indicated there was just - and there was no balance because it was an account they were given from a different company. The letter that I received from - - and forwarded to all three bureaus shows there is no money owed along with a contact person 's name phone number. I do n't understand why TransUnion continues to report it twice and with a balance. ... |
TransUnion Credit reporting incorrect information on credit report account status February 7, 2016 - trans union has shared my other accounts to show how much I am paying per month on all open accounts and the information supplied is incorrect. ... |
TransUnion Credit reporting incorrect information on credit report personal information February 7, 2016 - I have reviewed my credit reports from - and Transunion and they are reporting incorrect information such my name, missing employment status and the name of my employer, incorrect accounts, incorrect balances, age of credit, auto loans, an relating my name and social security to a person I have no relation. This affects my overall rating, access to credit, interest rates, among other information frequently used for background check. I notified my inquiries to them but no change has been made. Their lack of ethical practices is damaging my credibility as a trustful credit, I need to have t... |
TransUnion Credit reporting incorrect information on credit report account terms February 7, 2016 - This company serviced my student loan collection thru - -. At which time the servicing was transferred ( per the - ) to -. I paid this load off on - -, - and - - is still reporting this loan as open and late. Last update was - -, -. I disputed with Transunion because - is reporting this correctly so why is Transunion Not? I have aletter from the - showing this payment in full. This issue has cause substantial hardships to me is showing as Mortgage ready. On - - - the mortgage broker I have been working with made the following comment to me. " ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - Yesterday I received in the U.S. Mail a letter from " TransUnion '' credit bureau that still had under " Adverse Accounts '' a debt collection agency by the name of " Enhanced Recovery Company '' ; -. - - ; -, FL ; - ; -. Under the " Original Creditor '' space it states : " - -. for $ -. '' I have always had " - - - -. '' for the last 22 years. So I am the victim of Identity Theft with this false " - -. '' debt. I called up " TransUnion '' and they still refused to " Delete '' this Identity Theft entry. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - - unknown names appear on my credit report. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 6, 2016 - There are several questionable problems with my reports as in medical, credit card information and the fact that I had to purchase my free credit report. ... |
TransUnion Credit reporting incorrect information on credit report public record February 5, 2016 - My bankruptcy was -/-/09. Should n't this now be off of my credit report? ... |
TransUnion Credit reporting incorrect information on credit report account terms February 5, 2016 - - - account - seems to be reporting the wrong date opened for the account and the credit account is reporting and re-aging serveral times on my Transunion report. It was a - account - which became a - - Account - which became a - Account .Its seems the same account is being reported - different times on my report. - - is refusing to answer my complaint or change the re-aging or fully investigate. When accounts are duplicated they should be removed from my credit report. Requested a validation of debt also. ... |
TransUnion Credit reporting incorrect information on credit report account terms February 5, 2016 - I am writing to dispute the following information in my file. Below you will find description of the item on my credit report I am disputing. This item " Payment Status Late 30 Days '' reported by " - '' is inaccurate because the due date for the $68.00 past due was - - - as you can see on my statement attached below. Payment was made on - -, - as you can see on my statement attached below. The number of days between - - and - - ( 15 days ) is not - as inaccurately stated and reported by -. The inaccuracy has had negative effects on my score and conse... |
TransUnion Credit reporting incorrect information on credit report account status February 5, 2016 - On - 2015 I was shopping for a car and have several hard inquiries on my credit report. The shopping was done in two days and I have - hard inquires on my credit report which are affecting it negatively. On - 2015 I was shopping for a personal loan and have - hard inquiries on my credit report. The shopping was done in 1 day and I have - hard inquries on my credit report which are affecting it negatively. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - - - - - - -, FL - Trans Union Shows this address and its not my Address. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - i have this collection on my report from Transunion and only Transunion its not mine. I sent them a letter asking for proof or some sort of account information. They sent back a letter saying verified. no proof given at all. Just - work Verified. How? Who? They dont want to say, Please delete it asap. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 4, 2016 - - - - I never applied for any car loans with - and this should be removed - I believe someone must be utilizing my credit info ... |
TransUnion Credit reporting incorrect information on credit report public record February 4, 2016 - I 've been waiting since - - for the state of - to investigate a tax lien against me. The lien was for unpaid state income taxes in -, which was not valid as a I was a - resident. Finally, the state 's taxpayer advocacy office provided me with the attached letter saying I did not owe the state and that the lien should be rescinded. I 've disputed the lien on my credit report for all - bureaus, providing the letter from the state as proof, but the bureaus will not remove the item. I am seeking to have the lien completely removed. I 'm hoping this can be done soon, as I need to... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 3, 2016 - I was the victim of identity theft a few years back and just learned some hard inquiries from the person who stole my identity are still noted on my credit, as well as - account being still open that is not mine ( - ). I have filed a report with the police. ... |
TransUnion Credit reporting incorrect information on credit report account status February 2, 2016 - CREDIT REPORT ( TRANSUNION ) IS CURRENTLY REPORTING ERRONEOUS SCORING INFORMATION AFFECTING MY FINANCES, CURRENTLY GOING THROUGH SBA FUNDING, THEREFORE THE FINANCES ARE CRITICAL AND MY REPORT IS DETRIMENTAL. TRANSUNION LACK OF TRANSPARENCY IS PUTTING MY BUSINESS STABILITY IN JEOPARDY. ... |
TransUnion Credit reporting incorrect information on credit report account status February 1, 2016 - Transunion has been reporting on my credit report since 2013 charge off bad debt on - account ending in -. This was sent to court in - 2013 with a ruling of dismissed with prejudice and also stating I am not liable for said debt account. I contacted - in whom the account was sold to. The case has been deleted with them and also they reported the corrected information to all three credit reporters on - -, 2013 with a AUD number of -. However it continues to be reported as bad debt and derogatory. I have enclosed the court documents an advise Transunion to delete this accoun... |
TransUnion Credit reporting incorrect information on credit report account terms February 1, 2016 - I have been notified by - - - that my balance is being provided to all major credit bureaus but the account balance is not being updated. I have not been able to pay on this account due to inaccurate balancing updates. I have attached documentation that the balance should be $960.00 so that I can begin letting my credit union make payments as they did on my behalf. But I find it unfair to do this and the credit bureaus are not doing their part to update the balance. - - - said it was fine to have the credit union mail payments to the original creditor as which would notify ... |
TransUnion Credit reporting incorrect information on credit report account terms February 1, 2016 - For the past several months, I have been disputing several inaccuracies that are listed in my credit report I have written - letters to the credit bureaus in which I requested these inaccuracies be removed. Unfortunately, the credit bureaus have refused to comply with my requests. The inaccuracies are as follows : Bureau : Transunion Account Name : - - Account Number : - I was never late I send - several letter about the issues no answer ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 1, 2016 - For the past several months, I have been disputing several inaccuracies that are listed in my credit report I have written - letters to the credit bureaus in which I requested these inaccuracies be removed. Unfortunately, the credit bureaus have refused to comply with my requests. The inaccuracies are as follows : Bureau : - Account Name : - Account Number : - look like this account I not mine, I asked - to send me a copy of this debt with my signature on it showing that this account really belong to me and they fail to reply ... |
TransUnion Credit reporting incorrect information on credit report account status February 1, 2016 - All ( - ) Credit Reporting Bureaus are reporting the closed - Account as a Repossession. The fact of the matter is, I paid off the entirety of this loan in advance of the maturity date and I hold the title and lien release to the vehicle. No Repossession ever occurred yet after - CFPB complaints with - and these - complaints - - for each credit reporting bureaus, they can not accurately report the " correct '' status and would rather ruin someone 's credit score than do their " due diligence '' ... |
TransUnion Credit reporting incorrect information on credit report information is not mine February 1, 2016 - Wrong Address also - report had wrong year of birth also had myself listed as - ... |
TransUnion Credit reporting incorrect information on credit report account status January 31, 2016 - I contacted Transunion to clear up a record regarding a settled debt, and received a message saying it would have to be " manually processed. '' I did not hear from them after two months. Here is the background settled a debt with - - - - -. At the time of settlement they created a new account number for the debt, stating in their letter that it was for internal purposes only. After settling the debt it still shows up on my credit report as " charged off '' rather than " settled. '' In my understanding this single debt ( regardless of if it is tracked under - account number... |
TransUnion Credit reporting incorrect information on credit report public record January 31, 2016 - I learned about the bankruptcy on my record last year, and since that time I am trying to clear it as I never filed for any bankruptcy. I disputed it several times and I am not agree with results. Please help me to clear it, I never went to court, I never filed for bankruptcy for $0.00 dollar amount, I had no idea about it. I never got any paperwork from the court. ... |
TransUnion Credit reporting incorrect information on credit report information is not mine January 30, 2016 - I am a victim of Identity theft - Police Number - I submitted in my police report that was taken by a police officer and provided it to all - credit bureaus as it relates to - - Account Number - account was removed however a collection agency placed themselves on my credit and the credit bureau nor the collection agency has failed to remove the fraudulent account from my credit. I was not contacted by the collection agency but I have contacted them and they continue to ignore me and report the account. - - - Account Number - ... |
TransUnion Credit reporting incorrect information on credit report account terms January 30, 2016 - - - - - - is reporting wrong information to my credit report. - - - - - needs to delete the wrong information on my credit report. ... |
TransUnion Credit reporting incorrect information on credit report public record January 29, 2016 - A review of my credit report has identified a public record dated -/-/-. This public record is a civil judgment regarding a bad debt to a credit card issuer. While the original trade-line has been deleted and replaced with the judgment, the original Date of First Delinquency was - -. It is due to be deleted in -. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 29, 2016 - Transunion previously removed my Bankruptcy filling report due to inconsistent records.. now they re-added the record with false data, stating it was a chapter - filed in -/-/- ... this is wrong and they should remove this, ... it was filed in -/-/- got discharged in -/-/- .. removed from my credit report and recently added for -/-/- .. this is wrong violates every FTC rules on fair credit reporting act ... |
TransUnion Credit reporting incorrect information on credit report account status January 29, 2016 - Transunion is reporting me 90 days late twice. last reported - 2015. This is incorrect. I have paid on time ... |