Review and analysis of over 126 complaints against Commonwealth Financial Systems, Inc.
Commonwealth Financial Systems, Inc. consumers have reported over 126 official complaints related to Disclosure verification of debt. Out of the 126 consumer complaints against Commonwealth Financial Systems, Inc., 42% were disputed by the consumer (i.e. the consumer was not happy with how Commonwealth Financial Systems, Inc. responded to their complaint) and 98% were processed in a timely manner. 0% of consumer complaints against Commonwealth Financial Systems, Inc. resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt May 9, 2016 - I have asked Commonwealth Financial to validate a collection they are reporting on my credit reports on -/-/16 and they have failed to provide anything that would support the fact that they are attempting to collect interest on a debt without an agreement or contract. Nor have they supplied anything other than a statement on one of the collections. I told them that I would be reporting them to you but they obviously do n't fear you because they failed to delete themselves or answer questions about the debt ( s ) that they are using to damage me financially. Its damaging my credit and it ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt February 4, 2016 - I have requested verification and validation of debt and this company will not provide. I do not believe that this agency is licensed and bonded to collect in my state and that this debt is over - years old. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect January 29, 2016 - I have several accounts that were to be billed to - as a result of an attempt on my life in 2007 and I have funds to pay for related medical, appts, diagnostic etc. I have NO DOCUMENTATION FROM ER IN - AND SEE THIS AS WELL! LIVED - MON AWAY FROM THE.AREA 5 YRS THIS WK! I HAVE INCLUDED THE MEDICAL INFO AND BOLLINH YHAT OS THEVSE COORDINATION OF BENEFITS. YET STILL NOT A SYSYEMENT WASVSENT TO ME. HAVING HAD CRAMIAL -, - - ALL COVERED IN PAST AND NOT RECEIVING ANY BILLS ... NO E-PLANATIONS? ... PLEASE HELP THE - ACCOUNTS THAT I HAVE NO DOCUMENTS SUPPORTING ANY OF THIS. A... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received December 18, 2015 - I called the company for a balance on a current debt that I was paying off because they did not update the computer and my online account said that I still owed the full amount. Upon calling, the representative said I had another account. I told her I did not know about that account and she said it was probably because the bill was sent to an old address. Although, the company has my current address, I updated my address with them. After hanging up, I realized that the address they sent the bill has someone who will hurt me if she finds me living there. I called back and asked why they sent th... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 5, 2015 - This company is reporting this debt to transunion with an opened date of -. this account supposedly went delinquent in -/-/-. Northeast credit collections was also reporting this debt to - with a date of -. they are reporting an old debt that should have been taken care of by insurance, and also reporting this as being opened - which is totally incorrect. they are reporting this debt as it 's three years old when in fact it 's been 7 years as the debt was obtained in -/-/-. they are reporting false information to the credit bureau in order to damage my credit and make it ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 4, 2015 - RE : Common Wealth Financial Systems Account # - and --On - -, 2015, I requested debt verification/validation of the alleged debt claimed owed in the amounts of $750.00 and $300.00. Correspondence was sent via USPS Certified Mail # - - - - -, which Common Wealth Financial Systems received on -/-/2015. After not receiving verification/validation, I then requested, on -/-/2015 via USPS Certified Mail # - - - - - which they received on -/-/2015, for Common Wealth Financial Systems to remove theses negative items from my credit rep... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt December 3, 2015 - This company ( Northeast Credit Collections ) is reporting the wrong delinquency date. This debt went delinquent in -/-/- and should be removed from my credit report. This collection company is reporting this debt obtained in -/-/- so it looks like it is 3 years old. I have disputed this several times, but they refuse to remove / correct the false information being reported. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 20, 2015 - I sent a letter to - - - in - 2015 with NO response. Shortly after I receive another demand from Commonwealth Financial Systems. I am asking for valid proof of this debt and have not received it. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received November 8, 2015 - This is not my debt and I never even received a debt collection letter. I received an electronic notification from - - that this collection agency added a delinquent account to my credit reports. I want this company to produce ALL information, contracts with my signature, account summary from the original creditor, information showing the date this account became delinquent, and the date this account was originally placed for collection. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt November 2, 2015 - I have repeated asked the Debtor to provide proof ( by way of the original bill ) of this debt - both on my own and through your agency. The collection company has put this collection on my credit report without verifying to me that it is a debt. That was a ludicrous move because they were far likely to get paid ( if the bill is even legitimate ) had the only reported IF I did n't pay. Now, regardless of the outcome, what is the incentive - it is still on my credit. I read complaint after complaint about these people and there is no one that does anything about it. Shame on everyone involved. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 22, 2015 - Company has not validated debt at my request but still reports the debt to the - major credit reporting companies. This violates 809 ( b ) of the FDCPA. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 22, 2015 - I requested validation upon receiving notice but the letter was lost in transit. Which I will attach proof of that. So I sent a new letter which they signed for and never responded. They continue to report the debt without validation which is illegal under 809 ( b ) of the FDCPA. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect October 20, 2015 - It did not allow me to check everything they did wrong. However I will start by saying Commonwealth Financial Systems is a pathetic excuse for a company. The employees that represent this company are the most ignorant and hateful beings I have ever had the displeasure of speaking with! I was appalled by the lack of professionalism they presented. I was not told of the so called Mini Miranda '' notice at the beginning of my call when I spoke to a Specific representative this rep was - of the worst and I have her name and reported her which did no good I am sure. Aside from all that when spe... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt October 16, 2015 - I have asked several times for verification of this debt, i have never received any actual proof that I owe any money, they still reported this account to the credit Bureaus. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received October 15, 2015 - CommonWealth Finance removed an item from my credit report and then re reported it with a new account # and status of account. If they could n't prove the account the - time a new account # is n't going to change anything. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 30, 2015 - I applied for a line of credit with - -, and this company posted an open collection. I NEVER received any notice of any debts, ever. At ANY address I 've ever used. This was also NOT my debt. They claim it to be from -/-/-, but I have never incurred any debt, anywhere. So I researched this company with HORRIFYING results. They 've been harassing, falsely opening accounts, and using illegal tactics to get money since well before -/-/-. And they 're still somehow allowed to continue operations with their multitude of consumer and legal issues being well known for years now. After... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received September 29, 2015 - I recently viewed my credit report from - and found the collection account it. They did n't send me any notice neither a debt validation. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt August 23, 2015 - I checking my credit report There is collection agency reporting information that is not mine I am retired and have - and - and all my medical bills are paid 100 % I have received no correspondence from this collection agency whats so ever ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received August 8, 2015 - I have never been to this hospital or even city continued harassment at work and on personal cellphone ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received August 3, 2015 - I viewed my - credit report in - 2015. I notieced a collection account that was added by Commonwealth Financial - - - -, - -, PA - ) in - 2015. I never received any letter or phone call regarding this alleged account. Since I found this on my credit report - I contacted, via certified mail, the collection agency and still have not heard anything from them. This collection agency is not complying with the dunning notice requirement. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 20, 2015 - Commonwealth financial has changed a collection account number so they can reinsert this to the credit bureaus. - account number was - now it is -, this to me is in violation of the law. They can not prove I owe this debt, please look at complaint case number -, there is no debt validation, and they know this that is why they changed the account number. I will be filing a complaint with the Illinois attorney generals office and seeking legal help to file a class action law suit. I will start a social media page to see if any other cousumers are being treated in this matter. To this... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 16, 2015 - Commonwealth Financial Systems, a third party alleged debt collector failed to send my Mini-Mirandi '' rights before placing this alleged debt on my credit report, in which I asked for validation and informing them about the Mini-Mirandi '' rights. They did n't respond, so I contacted the - and Commonwealth Financial Systems stated to the - they would immediately remove it by notifying the - credit bureaus ( -, -, & - ), in which they made this statement to the - on - ocassions ( -/-/2015 & -/-/2015 ) to no avail. Then on all - credit bureaus this item is still... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt July 9, 2015 - I sent commonwealth financial a debt validation in the mail and fax on -/-/2015, its been over 30 days, they never responded with doscumentation of account, thats a violation of fcra and fdcpa i want it deleted from my - credit file right away. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 18, 2015 - On -/-/- I received a debt collection letter stating I owed Commonwealth Financial Systems $300.00 for a debt at - - which I have never heard of. I was asked to notify their office in writing if I disputed the validity of the debt within 30 days of me receiving the debt collection letter. I disputed the validity of the debt and asked for verification that this debt truly belonged to me. I asked for a break down of services provided. I also asked them to please not place anything on my credit report until the dispute was resolved. I did all of this in writing and sent the letter ce... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 12, 2015 - I was a victim of identity theft. I filled out an affidavit with a notary I also have a police report. I mailed, faxed and email my document to Common Wealth Financial Service beginning in -. I have called numerous time to get my situation resolved. I have yet to receive any details of the bill who I owe and why I owe. It has been well over 30-60 days. Each time I call in I get the run around from very unprofessional representatives. We are waiting but never given a description of what. ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not given enough info to verify debt June 2, 2015 - - - - owned this debt with account number : -. I contacted - - - to verify this account that was not being reported accurately on my credit report. - sent me a letter on -/-/2014, after reviewing their account on file they were deleting it from my credit report. The account was deleted from all three credit reports. Two months later the same account was sold to Commonwealth Financial '', I contacted them several times to dispute this account that had been closed. Commonwealth did not respond to my debt verification disputes for the past few months. Commonwealth r... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 26, 2015 - NE Credit Collection is reporting to - a collection in amount of $640.00 for - - - - which I can not validate and they will not validate. The open date '' is -/-/- and this is impossible because I have lived in - since -/-/- and prior to that - for 2 years. After research this is for - - - phone ( - - - in -. This is an illegal practice of this collection company and the initial medical creditor since they are reporting inaccurate dates. I have not lived in - since -/-/-. This should be immediately deleted. I have never received a ... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received May 20, 2015 - NE Credit Collections is reporting to my - credit file a collection in the amount of $640.00 with a delinquent/open date of -/-/- for - - -. After research, I found that - - - is located in - - -. I have not lived in - - - since -. I lived in -, - from -, then moved to - in - - to - -. I have been at my current residence in - since - -. They are in federal violation of inaccurate reporting/re-aging a debt with a delinquency date of -/-/-. Furthermore since I have lived at my current address since -... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt not disclosed as an attempt to collect May 10, 2015 - Under a recent direct of all - credit reporting agencies, on behalf of a collective effort of the Federal Trade Commission and the Consumer Financial Protection Bureau, all medical collections can not be posted on a consumer 's credit report until the following criteria is established : The consumer must be given an updated invoice by the service provider, stating that he/she has 30 days to rectify the balance personally or through insurance coverage. The service provider must state that the invoice will not go into a collection status until the 30-day timeline has been completed, and a spe... |
Commonwealth Financial Systems, Inc. Debt collection disclosure verification of debt right to dispute notice not received April 16, 2015 - Did not receive notice of right to dispute, i dont know where this debt came from ... |