Review and analysis of over 4 complaints against Navy FCU
Navy FCU consumers have reported over 4 official complaints related to Credit line increase/decrease. Out of the 4 consumer complaints against Navy FCU, 25% were disputed by the consumer (i.e. the consumer was not happy with how Navy FCU responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against Navy FCU resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.
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Navy FCU Credit card credit line increase/decrease December 16, 2016 - I 've had an account with Navy Federal since - and in - of that year they approved me for a credit card with a $500.00 limit. After some time I added my wife to the account as a joint card holder. After about a year, I requested for a credit limit increase which was approved to $20000.00 limit. Recently this year I requested for another credit limit increase and was declined for that increase. The reason was " Excessive credit obligations ''. FYI, between my wife and I, we have less then $7000.00 outgoing in expenses. Our gross monthly income is OVER $ - monthly! I ask you, DOES... |
Navy FCU Credit card credit line increase/decrease July 19, 2016 - I have a Navy Federal Credit Card. Which I 've had for almost two years now. I apll applied for a credit line increase in the fall of last year and was denied. I applied again two weeks ago and was denied again. According to Navy federal I was denied due too excessive credit obligations and delinquent past or present credit obligations with Navy Federal. According to Navy Federal I was 11 days late in - 2016 and 4 days past due - 2016. I explained to the customer service rep. that I had more debt, a lower beacon score and a lower income when I was first approved for this card and I coul... |