Review and analysis of over 103 complaints against SquareTwo Financial Corporation
SquareTwo Financial Corporation consumers have reported over 103 official complaints related to Cont'd attempts collect debt not owed. Out of the 103 consumer complaints against SquareTwo Financial Corporation, 17% were disputed by the consumer (i.e. the consumer was not happy with how SquareTwo Financial Corporation responded to their complaint) and 100% were processed in a timely manner. 19% of consumer complaints against SquareTwo Financial Corporation resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 16% resulted in non-monetary compensation.
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SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine April 4, 2017 - I think this is my wife 's loan. She did not tell me about this loan. She had loss her business back in 2012 and we then had limited income. I was then the sole income earner. She was later sued from another company for >= $1,000,000. We had to get an attorney, which cost is thousands of dollars and this dragged on for over two years. She was not able to win and we had to come to a settlement with the other company.... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine November 28, 2016 - I did hold a credit card account with - issued by - Bank from -/-/- till -/-/- when it was closed. On -/-/- was the last payment made on the card showing - balance. Since -/-/- till -/-/- there was no activity on the account. During the months of -/-/- I have received a notice from a collection agency that I owe them $690.00 that they claim I did not pay -. When asked to prove the charges no one was able to produce said charges because they never existed. Since 2011 till now I have not received what I have requested but said information was reported ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine October 13, 2016 - Cach llc has failed to verify the $1200.00 debt they are reporting on my credit report. I have disputed/requested them and the credit bureaus for appropriate verification several times, month after month since - 2016. I still have the documents i 've sent to the credit bureaus about this debt enforcing the laws. According to the Fair Credit Reporting Act, - - ( a ) ( 1 ) ( A ), " you are required by federal law to verify - through the physical verification of the original signed consumer contract - any and all accounts you post on a credit report. Otherwise, anyone paying for your r... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine September 27, 2016 - Filed CFPB dispute towards CACH LLC. CACH LLC responded in a timely fashion and stated that they would contact - - and have false judgement vacated. To date no action has been taken to vacate the judgement. I have attached a copy of the original CFPB complaint and response from CACH which has CACH 's response highlighted in yellow. I have attempted to contact - at - and tried to reach via phone.... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 26, 2016 - I continue to get debt collection notices from CACH , LLC, - - - - -, -, - - even though I have repeatedly told them they have the wrong person! Pursuant to my rights under federal debt collection laws, I requested in many certified letters that CACH LLC cease and desist indicating " The debt is not mine and I do not want you to contact me again. '' I want them to decease letters to my residence of - - - -, - - - They only verified name and address and started sending notices. I am not -, my birthday is not -/-/1950, and my SSN is not -.... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was discharged in bankruptcy July 24, 2016 - Cach LLC obtained this loan from -. They sued me and were not able to recovery because the agreement was bound by arbitration. The judge dismissed the case. The note attached to the complaint was a form note with no amounts date or signature to validate the debt. Cach refuses to take this debt off my credit report... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft June 29, 2016 - Original Creditor is -, -, then it was sold to Cach , LLC and now Fresh View Solutions has the account -. This is not my loan, I have a police report and a fraud affidavit I sent numerous times to all - companies. I have also sent - information on this too and they are still reporting - on my credit report. This is not fair that I have provided the information and I am still be punished for something I never received.... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid May 26, 2016 - I paid my debt owed to Cach LLC -/-/2012 and recently received a letter from the - county circuit court notifying me that they were attempting to garnish my wages. I called the attorneys office that was representing Cach LLC to explain that the debt was paid over 4 years ago and had all my documentation including the original debt collection letter with the settlement offer and a copy of my bank statement and cleared check from the company that indicated the debt had been paid. The attorneys office acknowledged that they could see the payment had been made, therefore Cach LLC was fully aw... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid May 19, 2016 - Several related complaints : 1. Cach , LLC purchased the original debt from - ( managing company for - - - ) 2. - - was the attorney collecting for Cach , LLC. 3. - successfully began a wage garnishment from my employer. In a discussion I had with this company, they lied about the original amount and said they were asking for $250.00 per month. The amount is actually $250.00 per biweekly pay period. This should be available on the recorded line we spoke on. -. - - - somehow became the new debt collector, taking over for Cach , LLC. in the collection proce... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft January 28, 2016 - I received a letter from - - representing CACH LLC on an account being claimed was sold to them by - - -. I contacted CACH LLC in - with documentation supporting that the original creditor was - - on account that was compromised in -. The charges were removed and the account should have been closed as Paid in Full. During this time - - went into bankruptcy proceedings with assets going to both - and - - -. In a system transfer the - account was given to - banks with a system error transfer of fraudulent charges from - -. Both - and -... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine January 22, 2016 - Received demand letter from law firm stating I owe them - ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine January 12, 2016 - Judgment with Reference # -, reported on -/-/2012 appears on my credit reports. Base on understanding, I do n't remember being served. I am writing this complain so that this judgment can be justified and/or removed from my credit reports. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine January 9, 2016 - I was in middle of buying a home and the title company found a judgement against me that was n't on my credit. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 29, 2015 - While checking my reports I noticed in the collections area an entry from Cach LLC opened - - for a debt that is not mines. I 've had no communication from this company concerning this unvalidated debt and I 'm sure there has to be a mistake. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt resulted from identity theft December 24, 2015 - The - - -, -. law firm is representing CACH , LLC in collecting a debt I do not owe. The name on the account is not my legal name and I believe the account was created from identity theft. A judgment for $160000.00 was granted against me. This has been a series of long and never ending harassment events over the past 2-3 years. I have pending complaint against - - - with the Oklahoma Bar Association for unethical behavior. Also, I have provided a valid and notarized ID Theft Affidavit to - - -, -. law firm. I seeking all monies garnished and collected from me... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 16, 2015 - This is a paid debt that is more than 10 years ago and yet the original creditor charged it-off but continues to report it even though it is very old. The collection agency has switched several times over 10 years. The current collection firm will not provide me with the note signed by me nor a listing of all payments and dates. This is the third collection agency for this debt. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine December 7, 2015 - I am having an extremely bad experience with CACH , LLC and its agents - - and LAW OFFICES OF - -, -. Apparently, CACH purchased the commercial business loan debt from - Bank of my - , - in - -. My corporation started operations in - and, as a result of the economic recession, it went out of business in -. Since then, I 've been winding up my corporation 's affairs and continue to pay the - Bank debt on a timely basis until -. However, - was a very difficult time for my family that not only went through a - accident that I had to spend a week at ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine September 26, 2015 - I was never sent notice of this debt, it just appeared on my credit report. Furthermore this debt is not mine or is older than 7 years old. No debt validation was given or sent or a notice that this account was going to be reported to a credit bureau. i would like proof that this account is mine by company furnishing original signed documents, all payment history if this account is mine, and date of last delinquency. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 22, 2015 - I do not owe debts. Bills are paid timely. Keep getting robo calls on answering machine from - stating it is debt collector. Must be continuing scam. I do not return the calls. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 19, 2015 - they keep collecting debt that 's not mine they took me to court and stopped the case because they forged documents signatures etc. so they agreed to stop all collections now they put it back on my credit report. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 18, 2015 - This credit card account is just now coming to my attention. I did not open a credit card through - bank based out of Nevada at any point. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine August 3, 2015 - Dear Representative, This is NOT my debt and I NO knowledge of the DISPUTED acct. It 's passed seven years and they proceed to attempt to collect on it. In the past they were notified to stop collection on a acct. that is not mine or was opened under Identity Theft! It permanently remains disputed and must be removed off my credit file. Thank you, - - - ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid July 28, 2015 - I had an Personal line of credit account with my stepdad ( - - ) through - - -. Unfortunately, we fell behind and the account went to collections. ( We acknowledge it fell behind ). The account was then sold to the Law Office of David Sean Dufek and in - -, - through - -, - paid a total of $2200.00. I spoke to collector named - - who set up a settlement with that office for $.00. I also spoke to a supervisor named - after I discovered this same collector had authorized payments on my bank account ( with checks that I did NOT authorize ) and this su... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine July 19, 2015 - CACH , LLC KEEPS SKIP TRACING, BACKGROUND CHECKS UNLAWFUL SERVICE OF SUMMONS AND LAWSUITS. TCPA, FDCPA AND COLLECTION FRAUD ET.. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine July 12, 2015 - In - I received a letter from the law firm - for demand of a - account that I never opened. I wrote them a letter explaining that this debt was not mine and requested verification of the debt and more information about the account in which I never received. The first of the year ( -/-/- - I started receiving harassing phone calls from this debt collector on my cell phone ( which to this day I have no idea how they got that number for I never gave it to them ). On -/-/- I received a letter - notice to cure ) from the law office - stating that I failed to make the agr... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 25, 2015 - I was part of a - company with my ex-spouse, until - -, 2008, at which time I was terminated and released of all company liabilities, present and future. My ex-spouse received the - as his separate and sole property in the settlement agreement. He also completed legal paperwork to have me removed from a - - - business line of credit. The ex-spouse warranted to me that he completed and submitted a Release of Guarantor Agreement to - - -, thereby legally removing me as a guarantor of his companies ' future financial liabilities and debts. - - - claims they ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - Dear sir/madam, as I was going through my credit report on - and - few months ago, then I noticed a negative report on my credit. The negative report was from a collection agency called CASH LLC. any time I dispute the account, they kept sending me a letter at my home address saying they investigated the dispute and notice it was mine. I attached a copy of the letter they sent to my home address after my last dispute to the account .I want your office to go through the attached letter. First I have never had any account with - BANK OR ANY OF IT AFFILIATES. Second, They have to explain... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine June 15, 2015 - I opened a business in -/-/- with another person. At that time we opened up a number of business accounts with vendors and banks. In -/-/- I left the business and sold my ownership to my business partner. We provided all of our vendors and banks with our documents showing the business ownership changes. I requested that all of the cards in my name be closed and closed the credit line that was in our joint names.My old partner continued to operate the business till -/-/-/-/-/- time frame. During that time he apparently racked up debt he could not afford and he started r... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt was paid June 1, 2015 - I took out student loans with -. I paid and consolidated the rest of my loans. I contacted - and they said I do not owe them anything and they do n't know why this other company is contacting me. I also asked the company for proof and they have not and will not provide it. I told them that I do not owe this debt and they just tell me I do. I also asked why they keep reporting on my credit and they tell me they are not. They also stated that if I do n't pay them then they will garish my wages and put a lean on my house and tax my taxes. They also informed me that I could end up in jail. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine May 27, 2015 - I continue to get debt collection notices from CACH , LLC ; - - - - - -, -, - - even though I informed them repeatedly that they got the wrong person. Pursuant to my rights under federal debt collection laws, I requested in a certified letter that CACH , LLC cease and desist indicating The debt is not mine and I do not want you to contact me again. '' They received letter on - -, 2015. On - -, 2015 I received another letter from them asking for monies. I want them to cease and decease letters and phone calls to my residence. ... |
SquareTwo Financial Corporation Debt collection cont'd attempts collect debt not owed debt is not mine May 14, 2015 - On -/-/- my daughter started an Application online to borrow money from - -. I agreed to co-sign her application. After SM disclosed their APR 11.99 % we decided not to proceed with them.- ignored luck of my signature or copies my SSN, ID ( that was required for he loan approval ) and, having loan that was not legally established, they transferred money to the University. When we found out that - sent money, refund to - was requested. Due to bureaucracy, it did not happened immediately. - started to charge me fees!!!! Moreover, even though I was disputing fees they were ... |