Flagstar Bank Problems Caused By My Funds Being Low Complaints

Review and analysis of over 13 complaints against Flagstar Bank

Flagstar Bank consumers have reported over 13 official complaints related to Problems caused by my funds being low. Out of the 13 consumer complaints against Flagstar Bank, 8% were disputed by the consumer (i.e. the consumer was not happy with how Flagstar Bank responded to their complaint) and 100% were processed in a timely manner. 15% of consumer complaints against Flagstar Bank resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 0% resulted in non-monetary compensation.

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New Problems Caused By My Funds Being Low Consumer Complaints


Flagstar Bank Bank account or service problems caused by my funds being low

December 31, 2015 - Earlier this year, I contacted my bank and requested a RETURN and/or STOP PAYMENT on any payments presented that would cause an OVERDRAFT of my checking account. I was informed that the bank would return any payments presented that would cause my account to OVERDRAFT. On - -, 2015, FLAGSTAR bank attempted a " RETRY PYMT '' in the amount of $18.00 against an available balance of $1.00. The bank subsequently presented another " RETRY PYMT '' in the amount of $18.00. As a result of this activity, my account which previously had a positive balance of $1.00 was negative $34.00 in ba...

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Flagstar Bank Bank account or service problems caused by my funds being low

September 29, 2015 - Earlier this year, I contacted my bank and requested a RETURN and/or STOP PAYMENT on any payments presented that would cause an OVERDRAFT of my checking account. I was informed that the bank would return any payments presented that would cause my account to OVERDRAFT. On - -, 2015, FLAGSTAR bank attempted a RETRY PYMT '' in the amount of $120.00 against an available balance of $3.00. The bank subsequently presented another RETRY PYMT '' in the amount of $18.00. As a result of this activity, my account which previously had a positive balance of $3.00 was negative $68.00 in ban...

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Flagstar Bank Bank account or service problems caused by my funds being low

August 28, 2015 - I deposited a personal check for $3000.00 into my Flagstar Bank account on Monday. My brother wrote me a personal check to help me with my - bills and help pay -. I have fallen on hard times and he offered to help. I expected a 3 day hold on the check, which would be okay-. However, Flagstar bank not only placed a 3 day hold on the check, but turned around after the three days and placed anther 7 day hold on the check for loss prevention. This is a local check and both my husband and myself have direct deposits of our payroll checks being deposited into this same account. Our payrol...

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Flagstar Bank Bank account or service problems caused by my funds being low

August 25, 2015 - I have a complaint regarding the overdraft fees that were billed to my checking account. I have a complaint regarding the overdraft fees that were billed to mychecking account. I was charged - overcharge fees for - withdrawals in which I had funds in the account. I contact your office and spoke with a representativewho credited me with - of the fees back. However, the - fee was never credited. I just do n't understand how I can billed for an overdraft fee when the fundswere in my accounts. I contacted the office of the president for Flagstar Bank and my compliant was pushed aside. ...

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