Resources for resolving common issues with Machol & Johannes, LLC products and services
The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
The CFPB will forward your complaint to Machol & Johannes, LLC and work to get a response. After your complaint is forwarded, Machol & Johannes, LLC has 15 days to respond to you and the CFPB. Machol & Johannes, LLC is expected to close all but the most complicated complaints within 60 days.
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Machol & Johannes, LLC Debt collection disclosure verification of debt not given enough info to verify debt February 15, 2017 - I am being sued by Machols and Johannes debt collectors for a debt which occurred 25 years ago in another state and can not be verified by the debt collectors. I have made numerous attempts to see if this is truly my debt, but I could not find any evidence of it. I have not received a notification from Machols and Johannes to appear in court in a timely manner so I could defend myself. They are taking 25 % of my income every 2 weeks out of my paychecks. I am supporting a family of - and it is a hardship on our family. I am being charged 23 % interest for the past 25 years without any proof ... |
Machol & Johannes, LLC Debt collection false statements or representation attempted to collect wrong amount February 9, 2017 - I had purchased windows financed through - - Bank for the amount of $10000.00 around -. I made payments, until the economy started collapsing, my daughter lost her job and I was trying to support - households, so I made sporadic payments when I could, knowing this was a legitimate debt that I owed, even though the home had been foreclose on, it was still my responsibility to pay. I received in -/-/- what was presented as a summons for a lawsuit filed in Washington State - Court as an attempt to collect a debt, from Machol & Johannes , LLC. The date to respond had passed b... |
Machol & Johannes, LLC Debt collection disclosure verification of debt not given enough info to verify debt January 16, 2017 - I have received the statement from Machol & Johannes and there are charges on the statement that I am not sure that I am responsible for. There is no ledger to indicate that this is charged to me or not. Further more it seems that the debt should be paid off and it still shows a balance.... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action seized/attempted to seize property December 17, 2016 - collection agency garnished my checking account and savings account. took all of my funds, and left me with a negative - dollar balance so my next direct deposit will go to them leaving me no money for food, gas, utilities much less my mortgage payment. have - dollars cash now, a week before - which i will not be having this year.... |
Machol & Johannes, LLC Debt collection disclosure verification of debt not given enough info to verify debt November 17, 2016 - I submitted a request from Macho & Johannes LLC at - - - - - - CO - and requested the balance on - accounts that I am paying through a consumer credit counseling agency ( - ). About three weeks ago I submitted this request and I have received no reply back. I am going to fax over the request today and I am providing you a copy of the letter below. -/-/2016 Machol & Johannes - - - - - - CO. - Toll Free : - General Fax : - - - -. *********** - - - - - CO - - Account Balances : I sent an email about three wee... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit November 14, 2016 - I was first contacted by Machols & Johannes in -. I disputed the debt and asked for clarification of the debt which I never received. I was not notified to appear in court and a judgement was done against me for wage garnishment of more than $1000.00 dollars per month. The garnishment was taken out 3 times in - ( I was told I owe - dollars from an old debt in Kansas from - ) then the garnishment stopped. In - - the garnishment started again and a judgement was again done against me for wage garnishment. Again I did not get notified to go to court.... |
Machol & Johannes, LLC Debt collection improper contact or sharing of info talked to a third party about my debt September 8, 2016 - Talked to someone not related to me about debt and left information about debt with my name on front door where everyone could see it and read it. They are also listing someone else in the document I do n't know, does n't exist and/Or has nothing to do with this debt. The documents were so cigarette smoke infiltrated they made me sick.... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt was paid July 17, 2016 - On - -, -, I agreed to a settlement to pay - - - in the amount of $2000.00 through the means of automatic payments from my checking account in the amount of $120.00 a month. They have continued to automatically take $ -/month even after the agreed amount of $2000.00 has been paid in full. As of -/-/-, they have automatically taken a total of $2500.00. They took $500.00 more than what was agreed to and have not stopped automatically taking $120.00 a month from my checking account. Last withdrawl took place on -/-/- and first was taken on... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit January 29, 2016 - I was recently contacted by a bankruptcy attorney who informed me I had a default judgment against me in - -, WA. I was surprised as I had not received notice in the form of a summons or complaint, nor served in any manner. I found the judgment at the - - site online and paid $25.00 to download the case file through the - - site. I was shocked to discover a process server submitted an affidavit of service that was incorrect and included a physical description of me that was not at all accurate - and, this affidavit was submitted by a collections firm, Marchol & Johannes, -... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt is not mine December 30, 2015 - in - I attempted to purchase a car from - - - - Colorado. I had a - that I had paid off and owned entirely. The dealer then set up the paperwork for a ford van, trading my car in as collateral. After driving the van we discovered that it was previously damaged from an accident. This is where things get weird. Before we returned the van [ about 3 days ] they sold my car. I was then forced to buy a more expensive car, a - -. Shortly after taking possession of the vehicle, - - - began not posting our payments, then became threatening. As I am a - ve... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt is not mine November 4, 2015 - For approximately the last year, the law firm of Machol & Johannes , LLC has been repeatedly contacting myself and my parents in an attempt to collect a debt that I do not recognize. Per the office, their client obtained a judgment against me in 2010 ; however, neither myself nor anyone at my place of residence was ever served with any paperwork to notify me that I needed to appear in court. Each time the law firm calls, I ask them what the debt is for. On several occasions they have stated it was a credit card for several - dollars. I have never had a credit card with a limit higher than ... |
Machol & Johannes, LLC Debt collection disclosure verification of debt not disclosed as an attempt to collect October 26, 2015 - I am so sorry to have to contact you again, but I am having an issue again with the debt collector MACHOL & JOHANNES, - - -, - -, - CO -. -/-/2015, you assisted me in reaching settlement with this debt collector. At that time, I informed - - -, that I could give them $4000.00 to clear this debt and remove the lien from my home. - - spoke with his supervisor and was told they would only accept $7000.00 to clear this debt and remove the lien. I did n't have that amount so I settled for payments of $100.00 a month, beginning - -, 2015, with no int... |
Machol & Johannes, LLC Bank account or service problems caused by my funds being low October 20, 2015 - I was served a garnishment by a local law firm by the name of Machol & JohannesLLC. In speaking with them I specifically told them this was a case of fraud by a family member back -/-/-. I provided them with proof from the - Police department that I was a victim of identity theft. I showed them the proof of this and from each bureau for the card in question. The bureaus did a full investigation and deemed this as not mine and deleted the account immediately. I was told they would not sell the debt due to what happened. Companies like Machol & Johannes do what is called absentee judgmen... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft September 21, 2015 - Same case from case number -. They have stopped since - and are now again resuming their garnishment NOW with my employer. The documents sent by this company never showed my application to the firm client, there was no balance on it and the entire account was already charged off in -/-/-. Please let Machol and Johannes LLC stop. ... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt is not mine September 3, 2015 - This dept collector Organization acquired a judgment order from - court Colorado - stating ... Failure to appear judgment in favor of this debt collector- from what the dept collection organization provided for them that I owed someplace around $2000.00 plus $3000.00 in extra fees ... This debt collector organization also said that they had served me a notice to appear ... And when I asked him to give me a description of who they served it was totally not me ... They describe the person they served as -, and approximately - years old in which I am neither - not even close ... They... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit August 25, 2015 - In - -, a default judgement for $16000.00 was granted to - - - against me based on a supposed - debt. In - -, I filed a complaint with the CFPB ( Case number : - ). I contested that this judgment was not obtained legally because I was not served in this matter and was not given the chance to defend myself. I supplied evidence that I was not in - when the process server claims to have personally served me. I have previously submitted an affidavit from my employer and supporting financial documents to CFPB showing that I was in - -, CO ( - miles away ). A... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit August 5, 2015 - On - - I had a lump sum $1000.00 taken from my checking account from Machol & Johanas LLC. I was never notified of a judgment entered against me in -/-/- for a balance of $2000.00 that was owed to the University - - After being left without a dime in my account I was advised that I owed them $11000.00 and that unless i entered into a payment plan wiht them they would continue to withdraw my funds. When I asked them what all of this was about and how I was i never notified, i was forwarded a letter that they claimed was served to me in -/-/- at an address that I no l... |
Machol & Johannes, LLC Debt collection false statements or representation attempted to collect wrong amount July 19, 2015 - Recently, I read that you are investigating complaints against - Bank. In -/-/- I was going to file Chapter - bankruptcy, which included - - - card, but I decided not to continue with the bankruptcy. Due to that, - stopped sending me statements. Then in -/-/- I received a letter stating that a debt collector had put a lien on my house due to the debt owed to - bank. I contacted the Debt collector and I agreed to pay them $100.00 a month til the debt was repaid. The problem is that they charge me 8 % interest on the balance. The debt Collector said that I owe th... |
Machol & Johannes, LLC Debt collection improper contact or sharing of info talked to a third party about my debt July 16, 2015 - I continue to receive debt notifications from Machol and Johannes, despite my numerous attempts to verify the debt. In response to their initial collection letter, I replied with a request to verify was sent on - -, - and - -, - ( I have documentation to support my claim ). I did NOT receive a response with the verification that this was my debt and have not heard from them until recently. On - -, -, Machol and Johannes sent a collection notice to an old family address in -. It was to a residence I 've never lived at, as I have not lived in - since -. It was... |
Machol & Johannes, LLC Debt collection false statements or representation attempted to collect wrong amount July 12, 2015 - Recently, I read that you are investigating complaints against - -. -/-/- I was going to file Chapter - bankruptcy, which included - - - card, but I decided not to continue with the bankruptcy. Due to that, - stopped sending me statements. Then -/-/- I received a letter stating that a debt collector had put a lien on my house due to the debt owed to - -. I contacted the Debt collector and I agreed to pay them $100.00 a month til the debt was repaid. The problem is that they charge me 8 % interest on the balance. The debt Collector said that I owe them $1... |
Machol & Johannes, LLC Debt collection cont'd attempts collect debt not owed debt is not mine July 10, 2015 - Over the last several years My phone number has been called by various collections-telemarketers as debt has been sold and resold down the line. I have repeatedly asked for my Tel. Number to be removed from the call list concerning this individual whom I do not know. ( - - ). The latest company to call me, after being told they have the wrong number, is continueing to call. ... |
Machol & Johannes, LLC Debt collection taking/threatening an illegal action sued w/o proper notification of suit May 13, 2015 - I believe Machol & Johannes, representing - - -, knowingly pursued a judgement against me that was past the statue of limitations in Colorado. In addition, the proof of service filed with the court was fraudulent and may have been fabricated. They have not provided me proof of service as I have requested - in writing. There is no judgment or other indication of collection efforts on my credit report as required by the Fair Credit Reporting Act. They refuse to supply me with debt verification, hence I can only conclude that the lawsuit was filed and judgement was obtained illegally.... |
Machol & Johannes, LLC Debt collection disclosure verification of debt right to dispute notice not received March 29, 2015 - In -, -, I lost my job, and was still paying my credit card bill, until -, -, when I was just unable to pay my - - Bank credit card anymore. I have enclosed my last statement I paid in - of -. Please note the amount was $4900.00. Consequently, a judgement was filed against me in the summer of -, for the amount of $5900.00. That amount difference was understandable and I planned to pay whenever I got a job. That did n't happen. Finally, in - of - I was able to get a job and pay on other garnishments, from - - - - -. Now, I see that - - -... |