Machol & Johannes, LLC Debt Collection Complaint

Machol & Johannes, LLC Debt collection department,

Credit card False statements or representation Attempted to collect wrong amount Colorado

Recently, I read that you are investigating complaints against - -. -/-/- I was going to file Chapter - bankruptcy, which included - - - card, but I decided not to continue with the bankruptcy. Due to that, - stopped sending me statements. Then -/-/- I received a letter stating that a debt collector had put a lien on my house due to the debt owed to - -. I contacted the Debt collector and I agreed to pay them $100.00 a month til the debt was repaid. The problem is that they charge me 8 % interest on the balance. The debt Collector said that I owe them $12000.00. I have paid them $100.00 a month since -/-/-, and they said I still owe them $11000.00. At this rate I will never pay them off. I have tried to refinance my mortgage but because of the lien from - - and the debt collector 's refusal to subordinate, I ca n't refinance my home. I am - years old and live on retirement pay. It would help a lot financially to have a lower interest rate on my mortgage. The debt collector is Machol & Johannes, LLC., - - -, - , CO -, -. I want them to remove the lien on my home and to discontinue charging me 8 % interest. I have no problem in continuing to pay them the $100.00 a month until paid in full, or to reach a payoff settlement. I can manage to come up with $4000.00 for a settlement.