Stop Commercial Acceptance Company Phone Harassment

Resources for resolving common issues with Commercial Acceptance Company products and services

You can reduce the number of unwanted calls from Commercial Acceptance Company you get by signing up for the National Do Not Call Registry. It's free. Visit to register your number.

How do I register?

Add your phone number for free by visiting, or calling 1-888-382-1222 from the phone you want to register (TTY: 1-866-290-4236)

If you register online, you will receive a confirmation email from You must click on the link in the email within 72 hours to complete your registration.

How long does it take?

Your phone number should show up on the Registry the next day. Most sales calls will stop once your number has been on the Registry for 31 days. You can verify that your number is on the Registry by visiting or calling 1-888-382-1222.

Reporting Illegal Calls

Where can I file a complaint about an illegal sales call or a robocall?

To file a complaint, visit, or call 1-888-382-1222 (TTY: 1-866-290-4236).

Will I hear back from the FTC regarding my complaint?

Due to the volume of complaints, the FTC cannot respond directly to every complaint. The FTC and other law enforcement agencies analyze complaints to spot trends and to identify and take action against the people responsible for these illegal calls.

What's a Robocall?

If you answer the phone and hear a recorded message instead of a live person, it's a robocall. You've probably gotten robocalls about candidates running for office, or charities asking for donations. These robocalls are allowed. But if the recording is a sales message and you haven't given your written permission to get calls from the company on the other end, the call is illegal. In addition to the phone calls being illegal, their pitch most likely is a scam.

What Should You Do If You Get a Robocall?

If you get a robocall:

  • Hang up the phone. Don't press 1 to speak to a live operator and don't press any other number to get your number off the list. If you respond by pressing any number, it will probably just lead to more robocalls.
  • Consider contacting your phone provider and asking them to block the number, and whether they charge for that service. Remember that telemarketers change Caller ID information easily and often, so it might not be worth paying a fee to block a number that will change.
  • Report your experience to the FTC online at or by calling 1-888-382-1222.

New Commercial Acceptance Company Consumer Complaints

Commercial Acceptance Company Debt collection cont'd attempts collect debt not owed debt is not mine

February 15, 2017 - This debt collecting agency reported this debt to - credit bureau and the debt was deleted per violating the FCRA as well as I did not owe this company. They have now reported this debt to another credit bureau without any legal rights to do so....

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Commercial Acceptance Company Debt collection disclosure verification of debt right to dispute notice not received

December 13, 2016 - I am writing this to dispute a collection with CAC - x - with - bank - for $1900.00. mid -/-/2016 I received a notice for the - time with a name of - as the rep. on - I wrote to them disputing this debt. I have in interim received many calls and I have made return calls to this rep w/ no response. Today, -/-/2016 I learn they put this on my credit on -/-/2016 BEFORE I WAS NOTIFIED! This is against credit laws and I am writing to all agencies.They violated my rights in debt collection and credit reporting. Please investigate to remove....

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Commercial Acceptance Company Debt collection cont'd attempts collect debt not owed debt was paid

November 14, 2015 - The debt was from an auto accident -/-/2010. I sustained injuries and the - - was called. I could not leave with the - at that time because I was making arrangements for my totaled car and speaking to police. In PA we have the no fault law that medical bills due to any auto accident are submitted to your auto insurance carrier until the benefits are exhausted, then to your medical insurance. My auto insurance, - -, paid the allowable $80.00 of the $100.00 bill. The $20.00 that was not paid should have been written off or submitted to my medical insurance. I spoke to the ...

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Commercial Acceptance Company Debt collection false statements or representation attempted to collect wrong amount

October 24, 2015 - - - - - has submitted - inaccurate outstanding debts. I filed a dispute with -. I have contact them numerous times for their trip notes ''. What they submitted to - and what the hospital claims on - transport, are completely opposite. On - -, 2014, my home was burnt down. I did not call them, nor did I receive treatment. They never billed -, which by law, they must do. They are billing me $100.00 for showing up at the scene. The firefighters showed up as well, but they did something. I said I could n't have possibly called them because I was pulled out of my...

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Commercial Acceptance Company Debt collection cont'd attempts collect debt not owed debt is not mine

October 6, 2015 - I have established my credit over the last eight years and settle are open and confirm debits with all my creditors. However, I keep getting random collection letters from various companies claiming I owe some other company I have never down business with money. In this instance the company CAC ( Commercial Acceptance Company ) is claiming I owe a bank named - - in the amount of $250.00. I have never had a banking relationship with this bank or its subsidiaries. This collection agency does not provide any proof of debit or that they have the correct party, nor do they offer federally r...

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Commercial Acceptance Company Debt collection cont'd attempts collect debt not owed debt was paid

June 18, 2015 - Commercial Acceptance Co still has a debt balance of $180.00 listed as an open account on my credit report, as of -/-/-. The debt was paid in full -/-/-. ...

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Commercial Acceptance Company Debt collection improper contact or sharing of info talked to a third party about my debt

June 3, 2015 - Commercial Acceptance Corp 's -, PA office contacted multiple of my children. They were not party to the debt and it was disclosed to them that Commercial Acceptance was attempting to contact me. CAC has my correct phone number and I am having my mail forwarded, as I recently moved. The debt is associated with a medical charge and a dispute with my insurance company. I believe their actions were overly aggressive and not in conformance CFPB rules and regs. ...

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Commercial Acceptance Company Debt collection disclosure verification of debt not given enough info to verify debt

April 29, 2015 - Have received phone calls stating that I owe money. Case pending against me. Wanting to meet me in person to serve papers. Calling family and work stating there is a case pending against me. Not disclosing who I owe or how much. Threatening me in messages if I do n't return their call i will be sued. I have never received written papers declaring any of this.. - different phone numbers working together and wanting me to make payment immediately. Also said they dealt with a - at - and said I needed to call him for immediate payment or I will be served papers. - and - ...

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