Review and analysis of over 559 complaints against TransUnion
TransUnion consumers have reported over 559 official complaints related to Reinserted previously deleted info. Out of the 559 consumer complaints against TransUnion, 17% were disputed by the consumer (i.e. the consumer was not happy with how TransUnion responded to their complaint) and 100% were processed in a timely manner. 0% of consumer complaints against TransUnion resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.
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TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info February 10, 2016 - I had inaccurate information display on my student loans credit trade lines. After the Department of Education completed their investigations, they sent a correction out to all the credit reporting agencies to correct the inaccurate information and to show no late payments on my student loans trade lines. They also sent me a copy of their findings and sent me documentation stating they had made the correction to my credit report. All the other credit agencies made the proper changes to my report, accept Trans Union, which deleted all of my student loans with -, They have tried to replace th... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info February 9, 2016 - After checking my credit reports I saw that my credit scores had dropped and saw that I had - collection accounts ( from - and -, PA ) that were added. I had never heard from this company before, never got anything mail or phone calls from this company before it was placed on my credit reports. So I sent them a request to validate the alleged accounts ( on -/-/2015 by fax to - ) but never heard back from them within the 30 days required by the LAW. So on - -, 2015 I sent them another requesting that they delete the accounts from my credit reports since they did n't resp... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 29, 2016 - Transunion previously removed my Bankruptcy filling report due to inconsistent records.. now they re-added the record with false data, stating it was a chapter - filed in -/-/- ... this is wrong and they should remove this, ... it was filed in -/-/- got discharged in -/-/- .. removed from my credit report and recently added for -/-/- .. this is wrong violates every FTC rules on fair credit reporting act ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 20, 2016 - I disputed - - from my TransUnion credit report I believe -/-/2015 and the item was deleted. I am now checking my report report from - - and this creditor is reporting back on TransUnion once again. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 20, 2016 - I use - to assist me with the mess that is my credit report. There are things listed on my credit report that I do not have any knowledge of. I have asked that these items be removed. Transunion was asked to investigate and remove all credit report lines, specifically this credit report line : Agency : - - Report Date Removed : -/-/- Original Creditor : - - - - - Owed : $2700.00 Bureau : Transunion What happened next is baffling. The same day that it was removed, IT WAS ADDED BACK, as a completely different collection. It now looks like : Agency : - - Repor... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 19, 2016 - I would like you to please looking into why my credit score dropped so far down when i had fair credit. Tran Union dropped my score from - to - that is a drop of - points and - dropped my score from - to - that is - points. I sent them a letter in -/-/- telling them i did not make all of those hard copies on my account 's. I have not heard anything back from them since i wrote to have those hard copies remove. All they have done is dropped my credit score. Please have them put it back my credit score should be. I seen the drop on -. will you make sure they take the... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 19, 2016 - - - - - - - - - - -, -, - - -/-/- Transunion Consumer Relations - - - -, - - File # - SSN # - RE : Reappearing Removed item - - Account # - Past due 30 days -/-/- has been removed since -/-/- ( Credit Report attached ) and -/-/- again reappearing as a adverse account. ( Credit Report attached ) Please be good enough to removed that item as soon as possible Thanks - - - ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 16, 2016 - This item is reporting on my Trans Union credit report. - - - # - - - - - - - - , SC - ( - ) - I believe this item is a collection account for - . I had a account with them back in the day to boost my credit history at the time. This account was paid in full and closet. The original account has been removed off my TransUnion report and now this collection item is reporting on my report. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 16, 2016 - I have a - - account on my Transunion credit report that I had investigated last year as a fraud account. After 30 days of investigation the item was removed. At this present time - - is active on my report again. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 8, 2016 - Transunion reinserted - accounts that was not verified nor validated. I contacted - and - Both these accounts where removed : - was removed -, -, - and - I assume bought the - account and TransUnion put that account back on my credit when they took it of on - -, -. I checked my credit and both are back on my credit as of - -, - - and - - - - -, - both accounts were put back on my credit. These accounts were not verified nor validated. Transunion did not verify there method of verification meaning who they actually spoke to or th... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 6, 2016 - A few years ago - - had not credited two payments I made on their online system. They reported I was over 30 days late to the credit agencies. This was not true. I had proven the payments were made. - agreed and sent me a letter to corroborate this. I had to make a prior Complaint to your agency to get this off my credit report. Now I applied for a Mortgage and it was denied due in part to this false entry still existing on the credit report from Transunion. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info January 1, 2016 - I did not make all these inquires a old worker of mine that has been fired was suspected of getting my ss # and trying to apply for credit all over please remove all this ridiculous inquires asap thank u ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 29, 2015 - The division of Child Support Enforcement has been documented on my credit report since -/-/- ( according to Transunion ) however, it 's actually been there since -/-/-. Anyway, Transunion has allowed them to remain on my credit report since -/-/- without fail. I have documentation as a result of my many disputes from Transunion stating that this would finally be removed from my credit report -/-/-. I patiently waited until that time and then it finally did fall off for a total of 30 days. Now it has resurfaced as new and it is listed as a collection item that will be remov... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 28, 2015 - I had a collection on my account for 7 years on all - of my credit reports and when it was time for it to come off the company went and got a judgement against me. Is this even legal? ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 28, 2015 - - is reporting inaccurate information in reference to - - account. I have disputed this account previously and it was deleted then later appeared. I contacted - requesting information from the original creditor so that I could reach out to them, since I have n't done business with - since 2006 and this gym is no longer located in my area. To date I have yet to receive anything from this company justifying as to why this old account is being reflected on my credit report. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 28, 2015 - - - - is listed on my credit report as a collections account. The account needs to be deleted from my credit report immediately. - - - signed a consent agreement on - -, 2015, with the Consumer Financial Protection Bureau because of their illegal and deceptive debt collection practices. Under the consent agreement, - - - is to provide consumer refunds and correct credit reports for those consumers. My situation falls under the consent agreement and the collection account needs to be deleted from my credit report immediately. - - - used deceptive and il... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 16, 2015 - - 's - - will remain on credit report as a debt written off by company in 2011. A recovery company can not assume a written off debt. They must remove their company from my credit report, due misrepresentation of written off debt by another company. Plus there has been no billing in - plus years from either company. I had unemployment insurance that was suppose to cover all debt. - did not honor, they just applied what I had paid unto bill. I will not assume a debt that has been written off and Transunion should remove this company & Transunion can not change the status of the o... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 13, 2015 - lvnv funding is reporting on an account that has been deleted and is at least 7 years old. the original creditor is not even reporting on my credit report anymore ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 8, 2015 - Transunion has reinserted previous unverifiable negative accounts on my file. I have send out dispute letters showing negative accounts that have re-aged history, recent payments on accounts that have been close or sold and all I get in return as results are letters with verify statement from furnishers. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info December 4, 2015 - All of a sudden account appeared on my credit report on TransUnion from - 2008. This account was part of the identity theft case that I was a victim of. Now they reported that account back on my credit report as closed, but shows that it has 3 late payments. I made a dispute with credit bureau but they do n't want to remove this off my credit. The account is - # - ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 25, 2015 - I was reported for greater than 7 years ( -/-/- ) for a NY State paid tax lien and Transition continues to report this despite the fact that the law states that paid tax liens should not be reported for greater than 7 years and it has been over 8 years. I have disputed this with Transunion and the item remains on my credit. It was originally reported -/-/- and it is now -/-/-. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 20, 2015 - Trans union is charging me - dollar every month buy their services are do weak Over the phone. They do n't protect the members customer service which is in - doest know what is credit score is or how they can assists me. Previously deleted items after investigation that they does belong to me were inserted after several months latter. They have mislead me and became bias which is FCRA violation. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 18, 2015 - Transunion never verified information. I have alert for Identity theft and they continue reporting same wrong accounts, balance. Accounts never charge off, was paid and I sent long time ago proof to fix in my credit and continue reporting. accounts was deleted was inserted again. Accounts not belong on my name. They sharing with other companies like leasing companies -, etc old information and accounts with more 7 yrs and include in bankruptcy or the other person name. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 17, 2015 - I was reported for greater than 7 years ( -/-/2007 ) for a NY State paid tax lien and transition and equifax continue to report it and the law states that paid tax liens should not be reported for greater than 7 years and it has been over 8 years. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 15, 2015 - I would like to dispute ( AGAIN ) Portfolio Recovery Associates , LLC for the matter of $420.00, Original -. This account was removed from my credit report back in - by - - and yet it is STILL updated as late as -/-/2015 to my credit report. Please correctly update you credit files and DELETE this account, finally, from my credit report. It was deleted and can not be reporting to my name any longer. The debt was settled for deletion. I would like this removed immediately, because I have disputed this account - times since - and NOTHING has been done to correctly remove it... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 10, 2015 - - - - This account was deleted off my credit file in -. See attached proof from the bureaus. This account has been paid and closed. I do not understand why it is reporting again on my credit file again. Delete this account off my credit file immediately!! ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 9, 2015 - I had dealt with the issue on my credit report last year which was with -. I had Lost my home into foreclosure in - ; due to failed, -. ( Which was all cause from an auto accident in - ; a driver that was texting that hit me from behind! ) I 'm now on social security -. I had to get the - mortgage with -, released before I was able to close on my home. So this was taken care of as of last year, closed - -, -. I received in the mail a letter -, from - - - Acct. - this letter in ref. to property, my old address. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 8, 2015 - I am writing to file a Complaint that the following information that - Transunion and - have on my credit report1 ) - has re added this account back to my credit report - - - - -, -- Showing that it was past due for 30 Days only once back in -/-/- and no payment history after that - this account is showing as a positive account on my - and Transunion account - I HAVE TALKED TO EQUIFA- ON GETTING THIS DELETED AND RESOLVED IN THE PAST AND IT WAS DELETED AND KNOW IS BACK AGAIN ON MY - REPORT ONLY ... 2 ) - - Transunion- - Credit Card charge off... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 3, 2015 - This company keep putting this account on my report I 'm a victim of identity theft they keep putting on and taking if off back and forth I do n't no what to do again given summit all document to them and it was removed from the rest of credit agency. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info November 1, 2015 - I have worked with transunion several times and had the same information removed. I pay my bills on time and there were no late payments. all inquiries were for the same purpose ( but they refused to count them as a single record. Ihave no negative marks on my report and my oldest account on tu WAS from 1997 which was removed recently so it looks as if my credit history is shorter than it actually is. when I apply for a loan tu will intentionally lower my score. This has gone on for years and when I call in to dispute items on my report I am told they only have to follow their rules. this is n... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 27, 2015 - I had a debt of $1900.00 from a school loan that was paid off. Since then, it has been removed and placed back onto my account - times now. Currently, it is showing as being owed. I DO NOT OWE THIS ANYMORE. My income tax was garnished and this was paid in full! ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 26, 2015 - I have been fighting with the bureaus for a year in regards to - charge off account I got tired and obtained - whom contacted all the bureaus and got - - - deleted from my credit but as of -/-/- Transunion has reinserted the account and have allowed the Bank to use a fradulant new card # and frdalunt updated activity on the account which has been charged off in -/-/- I opened it in -/-/-.I filed a police report for the fraud because the new account number is not mine.I still hace the old credit card with the # on it.I sent the bureaus a letter from the Bank statin... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 21, 2015 - Transunion has let unverifiable information back to my report ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 18, 2015 - TRANSUNION HARD REMOVED - ACCOUNT FROM MY CREDIT REPORT WHEN I DISPUTE THEM AND WHEN AND TURNED BACK AROUND AND PUT THEM BACK ON ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 15, 2015 - Transunion has reinserted information that was previously deleted in - of this year. - negative accouts which are : - # - Type EmploymentBalance $ - - $ - Opened - Status ClosedMo. Payment $ - StatusHigh Balance $ - $ - 360 Months- BANKAccount # - Type Banks and - & - were removed due to identity theft it is against the law for Transunion to repost these items after deletion. They must delete these items immediately that were wrongly reinserted. They also took off accounts of which were reporting positively on my account. I do n't understand how or ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 9, 2015 - I have disputed numerous accounts on my credit reports and they would remove them because they could not be substantiated or the information was wrong. I go back and check it again and they have put them right back on my credit reports. One in particular is CASH - one month they state I owe them $1400.00 - then all the sudden it went to $140000.00 - I called to dispute and they did remove it but turned around and put it back on their this month! ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 8, 2015 - Transunion has reinserted unverifiable accounts. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 6, 2015 - My agency recently conducted a background investigation on me that included a criminal and credit check. The credit report revealed a collections item from - - that is over 20 years old ( - ) The debt was settled and closed several years ago. When I purchased my home -/-/-, this debt resurfaced. I disputed the debt and had it removed from my report then. Now, nearly 10 years later, this issue is resurfacing. I work for a financial regulatory agency and fiscal responsibility is a condition of employment. TransUnion is the only Bureau that shows this item in collections. The fact t... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 5, 2015 - transunion has reinserted wrong unverifiable information to my report. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 4, 2015 - -/-/- Chapter - Bankruptcy petition # - was filed in Hawaii and included creditor - - for an unknown amount ( guessed $540.00 ). -/-/- Chapter - Bankruptcy discharged # - including - - debt. -/-/- - - - has continued to forward discharged debt to collection agencies. This debt has been disputed multiple times including asking the creditor ( - ), debt collection agency ( - ), and the credit reporting agency to remove the collection item. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info October 1, 2015 - I have - collections on my credit reports. The one was removed and put back on. one was removed from - credit bureau. the other - are old accounts that were just recently put on my credit reports since I started trying to clean up my credit to enable me to get a home. they are over four years old and are just now showing up as a collection, which is frustrating when I have got issues cleaned up and more come out of the woodwork and put things on my credit reports ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 26, 2015 - The following accounts below were deleted from my credit report ... - -I recently check my credit report and they have since then re-appeared. These need to be removed as the original dispute was valid and company was unable to furnish proof these were mine. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 24, 2015 - - IS LISTED ON MY REPORT TWICE- ONCE ASA JUDGEMENT AND ONCE AS A CHARGE OFF- WHICH IS - NEGATIVES FOR - THING THAT HAS BEEN PAID OFF. I NOTIFIED TRANSUNION OF THISTO BE TOLD THE CHARGE OFF WAS REMOVED AND YET AS OF -/-/15 IT IS STILL SHOWING ON MY REPORT. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 24, 2015 - - IS SHOWING UP AS A CHARGE OFF AND A JUDGEMENT WITH BALANCES UNDER BOTH EVEN THOUGH IT WAS PAID VIA A GARNESHMENT ON MY HUSBANDS PAYCHECK -/-/-. I CALLED TRANSUNION AND WAS TOLD THE CHARGE OFF WAS GOING TO BE REMOVED -/-/- AND NOW THEY WONT RESPOND TO MY INQUIRIES. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 23, 2015 - My information was stolen in the certegy incident. There 's also items which keep getting reinserted to my credit report whenever a new debt collector buys the out of STAT debt. No investigation was even undertaken because the credit reporting agency is also doing debt collection, which would seem to be illegal and a conflict of interest ... I was never given any lines of credit since age -. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 21, 2015 - I recently got a mortgage and now I have numurous hard inquries on my credit reports. I have talked with both transition and - about an account from -/-/- that was taken out of my S.S. Ck. I also had accounts that were to be removed from my accountsBecause they were from - Iwould like a forensic revue of my accounts.If that isPossible. Thank you - - ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 21, 2015 - This complaint is in regards to the reinserted information on my credit report, after the information was previously deleted for years by Transunion credit reporting agency. This type of practices have had a negative effect on my credit score and holds down my abilities to make purchases. I 've contacted them about these practices several times to have the same thing done over and over again. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 21, 2015 - - -, 2015 credit report indicated - medical collections, - for $1700.00 and - for $410.00. - - credit report shows a removal of the $410.00 collection and the addition of a $770.00 collection placed by the same company as the original $410.00 collection. No changes in - - report. - - report shows the addition of - new medical collections each for $410.00 from a new collection company. The - new collections appear identical. My concern is why there has been any changes to the collection record since the - -, 2015 credit report. At minimum... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 20, 2015 - To whom it may concern : This is to let you know that TransUnion has re-inserted a previously DELETED record into my credit report. I have a daily credit monitoring service and I discovered this illegal re-insertion in -/-/-. The record is by - '' - a debt collection company trying to illegally collect on a $6400.00 debt ( that is beyond the statute of limitations in - ). I have never acknowledged this debt. The original creditor is - -. The first date of delinquency on the - account is - to -. The - -. account appeared on my credit report for 7+ years after ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 17, 2015 - all of the bad reports are over 10 years old! ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 16, 2015 - - - -, -, - -, - Tennessee -This debt is over 6 years old - 2009 and was included in a previous Chapter - that they never responded to. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 9, 2015 - This account should be removed from my file, it has been over 7 years. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 8, 2015 - I had a student loan with -. The loan was placed for collection with - - - where it was paid in full. I have attached a copy of my credit report from - showing a paid charge off '' with -..and a paid coll '' with -. This week when my report was pulled the - now shows the balance again and charged off '' on the account. This is a violation of my rights under the Fair Credit Reporting Act Sect. 623 ( a ) ( 1 ) ( A ) reporting information that they know to be incorrect. The bureaus have allowed a paid charge off to be changed to a charge off and a paid balance to be rei... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 6, 2015 - how can a disputed claim be taken off my credit report then a month later just put back on again???? ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 3, 2015 - Transunion has reinserted negative unverifiable information and has damage my credibility with loan officers. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 3, 2015 - no they will not let me dispute these matters on line. I tried receiving my credit reports and they would not give them to me. I seen it on ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 3, 2015 - I have had these inquiries on my account for a very long time despite disputing them because I never tried to open these account. I had proved that I have been a victim of Identity theft however these inquiries still remain on my credit report and therefore harming me negatively. They are listed below on all - of my credit reports : -, - - ( - ) - - - ( - ) - - - - - - -, - - ( - ) - - - - -, -. - - - ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 3, 2015 - Waiting for each agent to respone to my complaint- transunion keep reporting outdated negative information. I disputed a number of things over 10 yrs ago but they continue to update as if they are new accounts and in good standing and paid and closed. Neither company is allowing me access to my file. I am requesting that you investigate this and also assist me in checking my file weekly so that I can see if I am a victim of identity theft. I would also like to send you my old credit reports from over 10 yrs ago by mail. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 2, 2015 - transunion reinserted accounts already deleted for lack of verifiable documentation. ... |
TransUnion Credit reporting incorrect information on credit report reinserted previously deleted info September 1, 2015 - Records were stated again from -/-/-,-/-/- to lower my rating from Trans Union. I am retired, and dept free at this moment. there rating service return old files that I requested be cleared 8 or nine years ago. I 'm purchasing a car, and will be forced to pay a higher rate due to their false report. If an update is issued, I can reapply for a lower rate. Thank you, - -. - ... |