TransUnion Credit Reporting Complaint

Incorrect information on credit report reinserted previously deleted info

TransUnion Credit reporting department,

Incorrect information on credit report Reinserted previously deleted info Delaware

I had a student loan with -. The loan was placed for collection with - - - where it was paid in full. I have attached a copy of my credit report from - showing a paid charge off '' with -..and a paid coll '' with -. This week when my report was pulled the - now shows the balance again and charged off '' on the account. This is a violation of my rights under the Fair Credit Reporting Act Sect. 623 ( a ) ( 1 ) ( A ) reporting information that they know to be incorrect. The bureaus have allowed a paid charge off to be changed to a charge off and a paid balance to be reinserted when they know it to be otherwise.

TransUnion customer in Delaware
Sep 08, 2015

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

Created with Highcharts 4.2.3TransUnionComplaint HistoryComplaints10/201211/201212/20121/20132/20133/20134/20135/20136/20137/20138/20139/201310/201311/201312/20131/20142/20143/20144/20145/20146/20147/20148/20149/201410/201411/201412/20141/20152/20153/20154/20155/20156/20157/20158/20159/201510/201511/201512/20151/20162/2016025050075010001250Source: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3TransUnionIncorrect information on credit report0.1%75.5%0.0%23.4%0.9%ClosedClosed with explanationClosed with monetary reliefClosed with non-monetary reliefIn progressSource: Consumer Financial Protection Bureau
Created with Highcharts 4.2.3National AverageIncorrect information on credit report0.0%29.5%0.3%0.1%68.8%1.2%Untimely responseClosed with non-monetary reliefClosedClosed with monetary reliefClosed with explanationIn progressSource: Consumer Financial Protection Bureau

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