TransUnion Credit Reporting Complaint

Incorrect information on credit report reinserted previously deleted info

TransUnion Credit reporting department,

Incorrect information on credit report Reinserted previously deleted info Texas

After checking my credit reports I saw that my credit scores had dropped and saw that I had - collection accounts ( from - and -, PA ) that were added. I had never heard from this company before, never got anything mail or phone calls from this company before it was placed on my credit reports. So I sent them a request to validate the alleged accounts ( on -/-/2015 by fax to - ) but never heard back from them within the 30 days required by the LAW. So on - -, 2015 I sent them another requesting that they delete the accounts from my credit reports since they did n't respond within the 30 days as the law required. As of today they continue to report these accounts on my credit reports. I 've contact the original creditor who is listed on my credit reports and they did n't have any information about the - alleged accounts. They continue to report these alleged accounts to the CRA 's in violation of the FCRA, FCBA because I was never sent any notices before they reported these alleged accounts on my Credit Reports. These accounts have been deleted from my credit reports and keep getting sold to other companies after its removed from my credit reports. The alleged account is in violation of Pursuant to - FOUR-YEAR LIMITATIONS PERIOD. These accounts were deleted and continue to be resold and placed back on my credit reports ( the companies that had the accounts that were deleted, - - - - -, - - - ). I sent the collection company a letter to validate the alleged debt and never heard back from them but continue to report that it belongs to me.

TransUnion customer in Texas
Feb 09, 2016

* Source: CFPB Complaint Database

TransUnion response to complaint:
Closed with explanation

Consumer disputes how TransUnion handled their complaint

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