FirstSource Advantage, LLC Issue Resolution

Resources for resolving common issues with FirstSource Advantage, LLC products and services

The Consumer Financial Protection Bureau (CFPB) is a 21st century agency that helps consumer finance markets work by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.

The CFPB will forward your complaint to FirstSource Advantage, LLC and work to get a response. After your complaint is forwarded, FirstSource Advantage, LLC has 15 days to respond to you and the CFPB. FirstSource Advantage, LLC is expected to close all but the most complicated complaints within 60 days.

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New FirstSource Advantage, LLC Consumer Complaints


FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

March 22, 2017 - Called my phone at work several times after asking not to call my work phone. Several times they keep saying they have no record of them calling and no record of me on tape saying not to call....

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

March 22, 2017 - After being advised of a large debt on my credit report on -/-/-, I contacted - on -/-/-, who very vaguely told me that my account was " Charged-Off '' and I needed to contact FirstSource ( the collection agency ) which - supplied the phone number to me. I asked - to send me a copy of my back statements so I could find out what happened & when. As of this date ( -/-/- ), I still have never received anything from - -. I then contacted FirstSource on -/-/- and asked them about my account. I was told they just received the info. They looked into it and contacted...

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FirstSource Advantage, LLC Debt collection false statements or representation attempted to collect wrong amount

March 6, 2017 - I 'm filing this complaint against -. Back in -/-/- I reviewed my credit report because I was in the market to purchase a home for my family. When I was looking at my credit report, I noticed that there was a collection to a - for $18000.00. It said it was for a -. I have only gone to - college/university ever and that was to -. I have been paying that loan for well over a year now trough -/Dept of Education. When I saw this debt I disputed it with the - credit bureaus. There is no way I could be paying -/dept of education and still have to pay -. I did this...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

March 3, 2017 - -, - SOC SEC # - DOB -/-/-/-/- ADDRESS - - - -, - -- - Todays date : - Your company have violated FCRA 615 ( f ) ( 15 U.S.C. -/-/-m ( f ) ) ( f ) Prohibition on sale or transfer of debt caused by identity theft You have not responded to my request to provide me with an investigation report. I need this resolve, under the Fair Credit Reporting Act, these disputed items may not appear on my credit report if they can not be supported by any evidence ( 1 ) In general No person ( company ) shall sell, transfer for consideration, or place for coll...

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FirstSource Advantage, LLC Debt collection communication tactics threatened to take legal action

February 15, 2017 - This company is leaving messages at my place of employment after telling them by phone to not call my place of employment because I could lose my job.The calls are still being made.My place - employment tel. no. that I have asked them not to call is -....

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

February 10, 2017 - All of my personal information has been stolen from me, every time I dispute the collection agency places it back onto my credit report....

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FirstSource Advantage, LLC Debt collection communication tactics threatened to take legal action

January 19, 2017 - My understanding is that medical bills can not affect my credit score. This is a medical bill from my - - -...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

January 7, 2017 - A relative used my social security number when checking in to a hospital. He did not have any identification of mine, he just knew my social security number. I have tried to get any documentation from the collection agency proving the medical bill belongs to me and explained that a relative had stole my identity. They have refused to provide any documentation....

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FirstSource Advantage, LLC Debt collection improper contact or sharing of info talked to a third party about my debt

November 16, 2016 - First Source Adv. is contacting family members about debt....

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 31, 2016 - - fraudulently billed me for procedures that were not performed, agreed to by myself, or authorized by the -. While we have demonstrated that we payed the quoted price for the procedure, - committed an anticipatory breech in this billing. After multiple attempts to bully us into payment, they have once again submitted this to another collection effort, a year after our last settlement of issues. This is causing us stress, time, money and unnecessary distraction. I am uploading the documents that should settle this once and for all, but please be advised that my files are complete an...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 29, 2016 - I have tried to contact this company several times. I have spoken to several people and left voicemails with no return call or resolution. They are saying it for a debt I have for an old hospital bill with - hospital. However, I have called - directly and have been told I have or had no outstanding money due, and they do not know what the collection company is trying to collect. How do I have this removed from my credit report?...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt right to dispute notice not received

October 20, 2016 - This company never sent me a notice of right to dispute at all. I sent a debt validation request asking for information and they have yet to respond. They even pursued to report the debt to - and had not yet validated the debt with me during this 30 day period. This is a violation of the FDCPA. I will seek legal ground if this is not stopped....

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 12, 2016 - I have a collection that is on my credit report with a $0.00 with First Source Advantage and when I called to ask them to remove it, they stated that they have no accounts for me under my name or my social. No one there could give me an answer as to what this collection pertains to and who I could speak to to have it removed as there was no account they could locate to help me with my situation....

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 11, 2016 - I am disputing a debt form - - that was transferred to the debt collection company of Firstsource Advantage LLC. I owed - an original debt of something like - for annual usage fee. I do n't really use this card all that much so I wanted to pay off that balance and close the account. They said my best option was to use the points that I earned over time and convert that to $ $ $ pay off the balance and close the account. I said great, that is what I will do, please use my points to pay off the balance and close the account. I even had - or something unused points left which amoun...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

October 1, 2016 - In late -, early - I went to - - - in - CA for an -. Shortly after I lost my job and was not able to pay my bill and the account went into collections until I was able to pay. To my knowledge, I had paid my account in full of $330.00 to - financial services, and never showed on my credit report. Within the past year I have noticed that OneAdvantage is showing on my - report for currently $130.00 and Firstsource Advantage for $130.00 on my - report. These accounts ' amount increases over time and sometimes they are different amounts. They both say the origi...

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FirstSource Advantage, LLC Debt collection improper contact or sharing of info contacted employer after asked not to

September 29, 2016 - they keep on calling and calling. They also call my employer....

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FirstSource Advantage, LLC Student loan dealing with my lender or servicer received bad information about my loan

September 15, 2016 - Took out a loan thru the school now I found out the school has closed and I am unable to continue earning my - degree. My credits will not transfer and I am stuck with the bill they did not offer me any refunds...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

August 30, 2016 - -/-/- -. I live in -, - and am covered by our medicare program through Medicare/Medicade known as the - - -. Although I have to go to an in network general practice doctor in the event I suffer a medical emergency ( I.E. Being taken - from my hotel room to - - Hospital where I - ) my - - Plan provider ( - for short ) pays - % of all the costs, regardless of where this hospital is located. In this case it was - - in -, -. I did not even know my name or if I had a girlfriend or really anything else for that matter for another few days. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

August 16, 2016 - I received a call on my personal cell phone about a week ago from a company identifying itself as " First Source Advantage. '' They asked for a person by name, who used to be my roommate but died this past -. Before his death we shared a phone number for our land line, but that has been disconnected. I explained to the caller that the person was deceased and they had called my personal cell phone. Today I received another call from the same company, again asking for my deceased roommate. I told them again that he died in -, and their representative essentially accused me of lying. I ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt right to dispute notice not received

August 14, 2016 - On - First Source Advantage sent a settlement offer for a debt. On - a request for validation of debt was sent to the debt collector. On - a second request for debt validation was sent to the debt collector. Although federal law requires a 30 day response, the debt collector has yet to validate this alleged debt and now they are in violation of the FCRA and should immediately removed this unverifiable information from my credit report....

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FirstSource Advantage, LLC Debt collection communication tactics threatened to take legal action

May 31, 2016 - Got a call from a - - who said he is calling on behalf of One Advantage LLC for Account # -. He said I have to take care of this business matter today or they will proceed to take further legal actions and will file a motion to garnishment against my check within the next 24 hours if the matter has not been resolved. The person that called me had a - accent and was very rude. He said the amount was for -. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

May 23, 2016 - This one advantage, llc trying to collect debt from -/-/2007 If this pertains to school loans and all my loans where consolidate and are in forbearance so I do not owe what they are trying to collect. If this is from - they lied about there programs and rushed me to start before I was ready and before they had all my transcripts to make sure I was able to start program selected and that it would lead to career desired and I found out after it would not when they told me it would. Staff was not helpful ... only want money. ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

May 17, 2016 - I have been making payments to one advantage and they are not applying them to my account. The customer service rep said that have another other accounts not reflected on my credit report. I currently have an open dispute because they sent me verification for another person with similar name. They also have an account in which they list the first name of - of my children and the last name is totally different. They said I have a balance of about $1100.00 when all - credit reports are showing only $530.00. ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

May 11, 2016 - On - -, 2015, I disputed this debt through - Credit Bureau. See Attached Since it was verified I requested what documentation was used to verify such debt. And requested through debt collector what contract does it have assigned to them. This fraudulent attempt to collect a debt should be removed immediately. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

January 30, 2016 - I have a collection showing up on my credit report that never happened ...

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FirstSource Advantage, LLC Debt collection improper contact or sharing of info contacted employer after asked not to

January 11, 2016 - This company First Source Advantage has called my employer several times and left voicemail messages at my place of employment for me stating on the recordings that they are calling to collect a debt and leaving a number - stating that if this is the wrong number to call and let them know. I do n't believe that they are supposed to leave messages at my place of employment stating that they are calling to collect a debt. Additionally, I called them on last week - -, 2016 and requested that they only contact me by mail. I informed them that someone else at my place of employment retriev...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

January 5, 2016 - this account was a result of my identity being stolen and yet their is a collection for services or things that i never was there for it was opened because of my identity being fraudulently used ... i have since filed updated police report and notarized affidavit of id theft from the ftc ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

December 28, 2015 - We started receiving calls from Firstsource ADV - - - last summer about debt collection for someone else. I called back on - -, 2015. I told him that they have the wrong number and they were reaching the - residence. In other words, they were calling the wrong person. We were rudely asked " what phone number do you want me to remove '' and we told him. He refused to take the case number ( - ). However they still are calling us, and just called this morning, - -, 2015. We want this to stop! ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

December 16, 2015 - i have been contacted by First Source Advantage for a - CC debt from 10 years ago, the debt has not been on my credit report for years. could be potentially legit debt, I have been cleaning up my credit I 'm unsure what I have paid off in the past. I have ask for verification of this debt and even provided an updated address. they have failed to send any information. they called back after a month, i still had n't received any information, they verified the address in their system, which was correct. Here it is another month later I Have n't received any documentation and they called aga...

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FirstSource Advantage, LLC Debt collection improper contact or sharing of info contacted me after i asked not to

December 10, 2015 - First source advantage keeps calling me at work eventhough I have told him not to. They call me on my cell multiple times a day. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

December 4, 2015 - They call repeatably/ constantly throughout the day and NEVER leave a message nor indicate who they are answered. It has been nonstop for a few months.They call at work and on my cell phone. They have been instructed to only call at home repeatly. ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

November 18, 2015 - I sent the creditor a letter requesting the debt be verified on - -, 2015. I have not received any such documentation. ...

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FirstSource Advantage, LLC Debt collection improper contact or sharing of info talked to a third party about my debt

October 30, 2015 - They call several times back to back. When I answer they do not talk they hang up and call back. Have called family saying my family member is involved in a credit issue with me and called employer looking for me but they will not talk to me ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 30, 2015 - - contacted collection agency called One Advantage, LLC and advised them that I do not owe anything on # - $650.00. I contacted One Advantage, LLC and requested from them a closed paid in full letter noting that I am not responsible or do not have a pending open balance. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 30, 2015 - - contacted collection agency called One Advantage, LLC and advised them that I do not owe anything on # -/- $650.00. I contacted One Advantage, LLC and requested from them a closed paid in full letter noting that I am not responsible or do not have a pending open balance. ...

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FirstSource Advantage, LLC Debt collection false statements or representation indicated committed crime not paying

October 28, 2015 - The company listed on the attachment posed as a debt collector for the department of education. Leading me to believe that my debt would be settled and cut in half if I agreed to make a one time payment. The company told me that the department of education would be paid in full by them. Months later I received a call from another agency representing the department of education, saying the debt still remains and nothing was paid off. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

October 26, 2015 - In 2012, I was covered by health insurance plan with - and do not owe any outstanding balance for this account. Please provide me with information pertaining to this account that proves that the bill was not settled. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

October 26, 2015 - In - of 2012 my identification mainly my social security card and Florida ID card was lost or stolen from my handbag and a sequence of accounts were open and checks cashed in my name. As soon as this was realized, I filed a police report ( see attached ). This account is unknown and was not opened by me. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

October 26, 2015 - Phone voice mail call received on - - from a - '' said he works for a company First Source Advantage, LLC '' in regard to a unpaid debt. He left a callback number - and a case number -. I am a federal employee and have been involved in - data breeches over my carrier. My SS number was used in a fraudulent tax return in 2013. I researched this company and it has been associated with fraud. Contacted FBI and they referred me to you. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

October 1, 2015 - They keep calling. I have stopped answering due to the rudeness and threatening tone they use. Refuse to give me any information pertaining to exactly what the debt is and who from. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

September 18, 2015 - this acct is showing up on my credit report when it is not mine and yet it has not been removed i have faxed copies of my information police report / id theft affidavit and identification in this matter ...

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FirstSource Advantage, LLC Debt collection communication tactics threatened to take legal action

September 9, 2015 - I am & have been paying for - years a monthly amount to this DEBT COLLECTOR -. - the debt collector, FIRST SOURCE -refuse to stop reporting this debt as un collectable, regardless of my paying for - years. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

September 1, 2015 - Informed me that I have a collection account with them - First Source Advantage - but would not give me any other information when I asked what the debt was and who it was from. Intimidating behavior. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

August 31, 2015 - This company is contacting daily for a deceased person 's debt. They have also left messages on an open voicemail service, so I was able to learn about the debt. They are also calling other parties constantly. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt resulted from identity theft

August 23, 2015 - My identity was stolen and accounts were opened as a result this account is reporting on my credit report and with your company is fraudulent and you continue to report. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

August 7, 2015 - FIRSTSOURCE ADVANTAGE LLC seeks to advance collection for - - - for an alleged - - - debt which is non-existent, not based on a final judgment, and beyond the California Statute of Limitations of four years for a contract debt. The debt collection is barred by the statute of limitations and enforcement is illegal. Researching the matter required the use of a California Licensed Investigator which resulted in a cost to me of $1000.00. ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

July 31, 2015 - They keep calling, usually refuses to say who they are, or the company. When they do actually disclose this, they refuse to say why they are calling, other then to say its a personal matter. They refuse to state what the company does. They just keep saying its a personal matter, and the person does not even live here. ...

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FirstSource Advantage, LLC Student loan getting a loan

July 30, 2015 - There is an account on my credit file with - and reporting negatively by First Source Adv with a account number # -. I have not had a loan in connection with this school. In - I contacted the school ; the FTC # - ; Credit bureaus to dispute this account who refuse to supply me with the information I require for validation of this account such as promissory notes ; contracts and agreements and all other documents pertaining to the opening of this loan ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt was paid

July 15, 2015 - I held a debt amount with - - - Online ( - - - ) and was originally owed tuition reimbursement for dropped classes. I held a balance with the school and was told I did not have to fulfill the balance until my reimbursement was received. After coordinating my tuition reimbursement I called the school to pay the amount due and they notified me that they forwarded my balance to collections. This is the first issue. After receiving that information I called the collections agency involved ( - ) and was told that I could not remove the balance from my account due to it being a ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

July 6, 2015 - On the first contact, the collector DID give the Mini-Miranda, but DID NOT verify any of my information such as D.O.B or last - of SSN before proceeding. Once she asked if this was first name, last name '' and I said yes, she immedietely began to disclose information about my debt. ( I could of been any first name, last name '' ) This is an FDCPA violation. ...

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FirstSource Advantage, LLC Debt collection communication tactics threatened to take legal action

June 26, 2015 - First Source Advantage, - - - -, - NY --Numerous repeat calls to my place of business and cell phone. When I called to inquire about the letter received, I was offered a debt settlement amount but it was a one time offer with a unrealistic date basically 10 days or if not I would be held responsible for the full amount with further legal action. The original debt holder Charged Off '' this account and I was told verbally by the original debt holder that the monthly payments I was making are volunteer on my behalf. Therefore I stopped making them a few months ago and now I...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 24, 2015 - This company continues to report on my credit report after I sent them a letter telling them that this account was not mine and I have no idea what it is or who it belongs to! I asked for proof of a signed contract, I asked for a license to collect in my state, I asked for copies of all information referenced for this debt and still to date, I have not received anything but harassment from this company! THIS IS NOT MY DEBT! I WANT THIS ACCOUNT REMOVED FROM MY CREDIT REPORT AND THIS COMPANY TO STOP CONTACTING ME IMMEDIATELY! ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 16, 2015 - - hospital of - - has been sending us medical bills asking us to make payments on bills that have already been paid by the - our health insurance company. They recently sent - of our bills to a collection agency called Firstsource advantage. Firstsource advantage has been leaving automated messages on my wife 's work phone. They also sent us a letter in the mail trying to collect the money. My wife, out of panic made a FULL payment of those amounts resulting into a double payment to - hospital. I am attaching below - payments - made to - hospital including the EFT pa...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

June 6, 2015 - This debt is not known to me. I am fighting an ongoing battle with this company. I have repeatedly made contact in writing and over the phone to no avail. I have sent law enforcement information to them to document that has been a victim of identity theft ; I sent them my Identity Theft Victims Affidavit and complaint made with the FTC attesting that this account was opened fraudulently. I complained to the credit bureaus and requested that full validation and they replied with just a statement stating that the information has been verified ''. This request is for more than just a simple stat...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

May 18, 2015 - - new collections just appeared on my credit file, no new medical debt that has n't been paid exist. How are these companies allowed to just take old, inaccurate non verifiable items and just report them? ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

May 3, 2015 - I SENT A NOTICE OF DISPUTE WELL OVER 60 DAYS AGO. DEMANDING PROOF THAT I OWE THIS DEBT. I HAVE NOT HAD ANY RESPONSE FROM CREDITOR SHOWING ON OWE THIS DEBT BY MAIL OR PHONE CALL FROM CREDITOR ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

May 3, 2015 - I SENT A NOTICE OF DISPUTE WELL OVER 60 DAYS AGO. DEMANDING PROOF THAT I OWE THIS DEBT. I HAVE NOT HAD ANY RESPONSE FROM CREDITOR SHOWING ON OWE THIS DEBT BY MAIL OR PHONE CALL FROM CREDITOR ...

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FirstSource Advantage, LLC Debt collection disclosure verification of debt not given enough info to verify debt

April 22, 2015 - A company is trying to collection many medical debts which are also listed on my personal credit file. I have requested several times for verification which this company will not furnish a signed authorization allowing medical bills obtain. They just furnish a statement which proves nothing. I asked to validate the numerous listings on my personal credit file and again all I receive is statements. Years ago many years ago I did have a bunch of medical bills but were taken care of years ago. Is n't there laws on validating a debt a collection agency is trying to attempt to collect? I know that ...

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FirstSource Advantage, LLC Debt collection communication tactics frequent or repeated calls

April 14, 2015 - I do not dispute that I owe the debt. My complaint is that the agency calls multiple times/day and several days/week which constitutes harassment. They will call - times within - or - minutes. They call, hang up with no message and call right back and will do this multiple times/day. I have also requested that they not contact my employer and they have done that after my request. ...

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FirstSource Advantage, LLC Debt collection cont'd attempts collect debt not owed debt is not mine

April 5, 2015 - I received collection in my credit report. I have insurance with unitedhealthcare which covers 100 %. Before my visit they told me that the insurance will cover everything. After my visit to the hospital, I received the bill, I contacted the insurance many times, they did not want to fix the problem. They told me to wait. I was waiting. Then I received the collection in my account from the creditorCreditor Contact DetailsFIRSTSOURCE ADVANTAGE - - -, - ( - ) - - -, - AgencyFIRSTSOURCEamount $ -Could you please let me know how to fix this issue? Thank you- --m...

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