Review and analysis of over 222 complaints against Encore Capital Group
Encore Capital Group consumers have reported over 222 official complaints related to Right to dispute notice not received. Out of the 222 consumer complaints against Encore Capital Group, 30% were disputed by the consumer (i.e. the consumer was not happy with how Encore Capital Group responded to their complaint) and 100% were processed in a timely manner. 1% of consumer complaints against Encore Capital Group resulted in the consumer receiving monetary compensation (e.g. money, cash reimbursement, etc.) and 27% resulted in non-monetary compensation.
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Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received December 15, 2015 - Midland Funding removed funds from my account for a debt that does n't belong to me. I recently sent a letter stating that the money that was removed from my account belongs to my elderly father who is - all the money came from is social security check to be used for is living expenses and is final burial expenses. I also explain to Midland that I am the sole caregiver for my father and all the monies removed belongs to him. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received December 10, 2015 - I was denied employment because of a judgment against me. I was/ am completely unaware of any hearing, never received any notice of collection of a debt by Midland LLC . Midland LLC apparently took me to court somewhere without serving me any documents, and won a courts judgement. I was never notified of any hearing, complaint, or received notice of collection of a debt by Midland LLC. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received November 27, 2015 - Midland credit management account - amount $630.00 opened. - has been reporting inaccurate on my credit and is in violation of federal law. This account is a collection account and is reporting 120 days past due which is impossible and is an inaccurate status for a collection account. It is also reflecting that it 's as a factoring account which is false because factoring accounts reflect current debts. Please remove this account from my - credit report for violating the fcra and inaccurately reporting account statuse as well as account type. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received November 9, 2015 - I never received a thing but a summons from Midland Funding , LLC ( Encore Capital ). I was never able to dispute anything. I answered the summons with my election for contractual arbitration and even sent Midland Funding a letter before I sumitted my answer to the court here in Arizona. Midland answered back with a motion for summary judgment. Midland ignored my letter electing arbitration per - cardholder 's agreement. Midland forced me into litigation when a clause in - 's cardholder agreement protects any alleged consumer from litigation. MY QUESTION TO MIDLAND FUNDING IS THIS : ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received October 29, 2015 - company in question did not inform me of any collection action nor did they notify me of any action that was taken legialy. They also failed to give me a final demand letter after reciving a judgment aginst me. Also creditor is the same as the company that is collecting on this dept. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received October 16, 2015 - REF : Case No. -Midland Funding lawsuitI believe that the garnishment on my wages for a money Judgment by Midland Funding a junk debt buyer has no legal jurisdiction for their claim. Prior to a judgment granted to Midland Funding from the judicial system in the State of -, Midland never supplied documented proof of evidence supporting their right to file a lawsuit as requested. My requested information to them was : ( 1 ) Signed Copy of the agreement between me and the original creditor in -. ( 2 ) Last recorded payment date or Default date record from the original creditor. ( 3 ) Cha... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received October 2, 2015 - Midland funding reporting expired debt on my credit report I never received anything in regards to dispute this debt. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received September 23, 2015 - VIOLATED FCRA ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received September 23, 2015 - VIOLATED FCRA ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received September 22, 2015 - I recently received a letter from the local courthouse that I am being sued by a company I have never heard of. It states I owe money to - computers from -/-/- which I do n't own and that I was contacted in -/-/- and refused to pay. I immediately - the company and all the links state that this company, Asset Acceptance, is a fraud and to beware of giving them money. Seeing as I have never heard of them and they are now taking to court, my alerts are going up and I do not know what my next step is. I have no money and I am a single mother and now I 'm being sued for around $400... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received September 19, 2015 - Midland Credit Management Inc. ( MCM '' ) never responded to my - -, 2012 letter requesting verification of the underlying - - Bank debt. Also, no notice of my right to dispute this debt was ever communicated to me. Finally, as this debt was deemed fraudulent by - - Bank, MCM refuses to refund the payment that was made to prevent this fraudulent debt from ruining my credit score. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received July 18, 2015 - Hello, these credit cards debts i owed are over 7 years ago, when i was young n stupid make mistake to let my friend borrowed. If an collection debts is over 7 years, it should n't exist on your credit report any more right? ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received July 16, 2015 - Re : Request for Investigation/ Debt Validation Request - - Bank - Account # - Sold to Asset Acceptance LLC - No Address on FileATTN : Asset Acceptance LLC / Federal Trade Commission / - - Bank -This is to inform you that I 've recently received my credit report and noticed that there 's a collection listing from Asset Acceptance LLC debt collection agency on my credit file. - Report Number : - Dated : - - -. First and far most, I must advise you that, this same account was disputed numerous times for inaccurate billing errors/ and unauthorized merchant char... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received July 1, 2015 - they have kept dispute ongoing for more tan 14 months ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received June 20, 2015 - I have sent - written request for Validation of Account, and Midland Credit Mangement has not provided me with the requested information, such as, signed contract, payment history, proof of ownership and all the requested documentation. Please see attached letters. This collection agency has placed this debt on my credit reports without validatiing the debt. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received June 12, 2015 - I see that on my credit report I have a collection accout for $1800.00 for - - - in which I dont owe a debt to a - - - I have received no correspondece I reported this to the credit burea as a result the open collection is now closed but closed with a balance of $1800.00 I have never had a creditor on my credit with the name - - - ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received June 12, 2015 - recently my check was garnished and I was not informed of debt. I contacted the place garnishing my wages along with the law firm '' neither will provide me with information or verification of the debt. I am currently food stamp eligible, informed them of this fact and they still will not stop the garnishments. They stated that I was served papers -/-/-, but I never received any papers and have not signed for any papers. This is debt that was acquired in 2002. ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received June 9, 2015 - I received from my employer a Judgement/wage garnishment from Midland funding. I contacted Mindalnd Funding immidietly, trying to figure out why I was receiving a judgement/garnishment. It was for a credit card debt owed by my exhusband. I explained to Midland Funding that the credit card owed was a legal responsibility of my exhusband, but Midland funding only gave me the option of paying the amount in full ( along with legal fees and interest rate ), or Midland would move forward with wage garnishment. I paid the debt with the understanding that if paid in full the judgement and collection w... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received June 2, 2015 - It came to my attention of - midland accounts when viewing my credit reports. On separate occasions I have disputed with all - credit bureaus -, - and - pertaining - Midland accounts ( - ) and ( - ) and the disputes were returned verified. After That I sent midland an email on their website dispute system to direct dispute with them on - 2015. They have sent me no verification whats so ever, then midland sent me a bill to pay them in -, I do n't read -. After some investigation on my part, I am concerned that this account may not belong to me, and the reporting... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received May 13, 2015 - there was a debt that originated in -/-/--/-/- for a cell phone with -. -/-/- the debt was voluntarily discharged. that was the last time I heard from this company. I have n't received any mail or phone calls in regard to this debt from this company. but -/-/15 they were able to garnish my acct for all my money. left me without a dime to feed my kids. I have - kids from ages -/-/- today is -/-/- and I still have n't received anything from this company. but they sent notification to my credit union on -/-/15 .... why have n't I received anything? ... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received May 8, 2015 - I received a motion to transfer letter from -, -, - - - - on or about - - regarding a hearing for such request on - -. On - - I contacted -, -, - - - - regarding the letter - to get additional information as to what this letter was and what it was in regards to. I was told that a judgement has been entered and I could settle. I told the representative that this was the first letter received from their firm and ask would they accept a flat settlement and what was the amount due. The representative told me I or someone at my home had been ser... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received May 5, 2015 - The company misrepresented that I owed a debt that it could not substantiate my ownership, even when I requested that documentation be provided. Further, the alleged debts were from -/-/- and -/-/- and I indicated if they were mine it was past the statute of limitations. Additionally, they provided information to credit reporting agencies, while knowing or having reasonable cause to believe that the information was inaccurate. Lastly they failed to conduct a reasonable investigation when it received a notice of dispute from a credit reporting agency and used illegal debt-collection p... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received April 16, 2015 - This terrible collection agency Midland Credit MGMT INC and - have collectively scammed me out of $200.00 dollars and put a blemish on my credit report by creating an early termination fee for a service I never received. Back in - if my memory serves me correctly I had a wireless internet card through -. To make a long story short, this card worked the - week I had it then it stopped working, however, I had already paid the monthly fee payment of $60.00. In - of that year I took my computer and wireless card into the - store on - separate occasions within the - mont... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received April 15, 2015 - First of all I never received anything in regards to this debt, it just magically appeared on my credit report. I have tried to contact Midland Funding , LLC numerous times to get them to fix some inaccuracies they are reporting across the - credit bureaus. I sent a direct dispute on -/-/2015 which I never received a response to, then sent another one on -/-/2015. I contacted Midland Funding , LLC and spoke with someone who was clearly only reading from a script who told me they sent out a response to my direct dispute dated -/-/2015 on -/-/2015, which I have yet to receive. The... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received April 14, 2015 - I never received notification from Midland Funding llc that my savings account was going to be garnished. I was notified by my credit union with a copy of the affidavit by mail. I received the information from my credit union 2 days after $450.00 was taken from my account. Upon calling Midland Funding I learned that they did n't even have my correct address. I was told they are a debt collector collecting a past debt for a - Bank credit card I supposedly had between - - -. They gave me no additional information and told me to contact their law firm -, - - -. I spoke with... |
Encore Capital Group Debt collection disclosure verification of debt right to dispute notice not received April 10, 2015 - Asset Acceptance LLC has failed to validate a debt that they say I owe them. They have never responded to any of my requests. I have never done business with Asset Acceptance. I have asked to see a contract that requires me to do business with them and they ignore me. ... |