Encore Capital Group Debt Collection Complaint

Encore Capital Group Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received California

It came to my attention of - midland accounts when viewing my credit reports. On separate occasions I have disputed with all - credit bureaus -, - and - pertaining - Midland accounts ( - ) and ( - ) and the disputes were returned verified. After That I sent midland an email on their website dispute system to direct dispute with them on - 2015. They have sent me no verification whats so ever, then midland sent me a bill to pay them in -, I do n't read -. After some investigation on my part, I am concerned that this account may not belong to me, and the reporting to - - and - Is not accurate. In compliance with FCRA 623 ( a ) ( 8 ) ( D ). Also Midland is not suppose to report a collection account under revolving open accounts '' Showing it is an open account on monthly terms with - plus lates. This is a violation. Midland is a collection agency and did NOT extend me any credit.