Encore Capital Group Debt Collection Complaint

Credit card Disclosure verification of debt right to dispute notice not received

Encore Capital Group Debt collection department,

Credit card Disclosure verification of debt Right to dispute notice not received Arizona

REF : Case No. -Midland Funding lawsuitI believe that the garnishment on my wages for a money Judgment by Midland Funding a junk debt buyer has no legal jurisdiction for their claim. Prior to a judgment granted to Midland Funding from the judicial system in the State of -, Midland never supplied documented proof of evidence supporting their right to file a lawsuit as requested. My requested information to them was : ( 1 ) Signed Copy of the agreement between me and the original creditor in -. ( 2 ) Last recorded payment date or Default date record from the original creditor. ( 3 ) Chain of Title of ownership verifying and proving that I owe Midland Funding the third party debt buyer as opposed to the original creditor giving Midland Funding the right to sue and collect on this debt outside the state of - to determine whether or not the statute of limitations had expired. Filed in the - Justice Courts, State of -, - County Consolidated Justice Courts - - -, - -, by - - - -, -, - - -. This debt was initiated prior to my getting married and thereby acquiring a new


time period and date for a statue of limitation rights of the lawsuit initiated in - whereby having jurisdiction over such matters, not - 's statute of limitations. The State of - law as it relates to perusing a debtor for a defaulted credit card account in - is ( 6 ) years. This contractual obligation was not executed in the state of - and therefore Midland Funding did not legally have a valid or enforceable lawsuit as granted. If there is a conflict between another state 's jurisdiction and this state relating to the statute of limitations for a debt action clarification is described in - Revised Statutes ( A.R.S. ) 12-548 subsection A is found here. Whether intentional or unintentional the last payout default date which Midland Funding never supplied as request to my knowledge was more than 4 years when their first lawsuit was filed and was actually an unenforceable and/or a fraudulent claim filed by Midland Funding through /in the State of - legal system illegally avoiding and/or negating the originating contractual state of - Statue of limitation laws that should have been used setting precedence of this existing lawsuit, judgment and claim. Additionally NOTE : This Lawsuit judgment granted initially for the original principal of $880.00 from its origin has escalated to now due and owing of $2900.00. This amount as claimed for garnishment is also from -/-/- to -/-/-. My estimated interest on the total judgment of $ [email protected] % per annum from the last filing should be in the vicinity of $130.00. What adjustments and/or how was the additional outstanding judgment balance now due and owing of $2900.00 calculated and derived at in the current Writ as submitted by - - -, - - - -, - -, -, -. -?

Encore Capital Group customer in Arizona
Oct 16, 2015

* Source: CFPB Complaint Database

Encore Capital Group response to complaint:
In progress

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Contact Encore Capital Group

https://www.encorecapital.com/
(877) 445-4581
[email protected]
P.O. Box 939069
San Diego CA 92193
Encore Capital Group
Encore Capital Group

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