Merchants Acceptance Corp Consumer Loan Complaint

Installment loan Problems when you are unable to pay

Merchants Acceptance Corp Consumer Loan department,

Installment loan Problems when you are unable to pay Oregon

My husband and I filed Chapter - Bankruptcy on -/-/16 which was discharged -/-/16. Merchants Acceptance was listed as a creditor, did not show to the - hearing, did not contact our attorney during the bankruptcy stay, and after discharge called me and left a recorded voicemail stating that they would only update the credit report once we paid back the loan, or gave them their vacuum back. The company is acting illegally by, violating the bankruptcy stay, bankruptcy Discharge Injunction, and the FCRA by not updating our credit report. The company is in clear violations of the law. The account was discharged in bankruptcy in which I am no longer liable to repay the debt, yet the company fails to CORRECTLY report the account on our credit. As of -/-/16 the account shows delinquent, has a balance, and not included in our Chapter - bankruptcy.

Merchants Acceptance Corp customer in Oregon
Nov 04, 2016

* Source: CFPB Complaint Database

Merchants Acceptance Corp response to complaint:
Closed with explanation

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